Compare Today’s Mortgage Rates for Gaylord, Michigan

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gaylord, Michigan 49734. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $17,532 or $49 / month in Gaylord and surrounding areas of Otsego county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gaylord, Michigan 49734.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.0275 -84.674722

Summary of Average Mortgage Terms in Gaylord, Michigan 49734

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Gaylord, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gaylord, MI 49734, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Gaylord, MI

Historical Mortgage Rates for Gaylord, Michigan 49734 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Gaylord, Michigan and around Otsego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gaylord, Michigan 49734

If you’re looking to buy a new home in Gaylord, we have compiled a list of the leading mortgage brokers around Gaylord, Michigan 49734 to help you with your search.

Name
Address
Contact

Centurytel

1393 W Main St

Gaylord MI 49734

(989) 705-7260

1st Financial Reverse Mortgage

400 W Main St

Gaylord MI 49734

(989) 732-1800

Check 'n Go

1419 W Main St

Gaylord MI 49734

(989) 705-7777

http://www.checkngo.com/

Check 'n Go

702 Edelweiss Pkwy

Gaylord MI 49734

(989) 705-7777

comments@checkngo.com

Amerifirst Home Mortgage

138 N Otsego Ave

Gaylord MI 49734

(989) 732-3526

blog@amerifirst.com

Address

1393 W Main St

Gaylord MI

Contact

(989) 705-7260

Address

400 W Main St

Gaylord MI

Contact

(989) 732-1800

Address

1419 W Main St

Gaylord MI

Contact

(989) 705-7777

http://www.checkngo.com/

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