Compare Today’s Mortgage Rates in Gaylord, Michigan 49735
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Gaylord, Michigan 49735.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Gaylord, Michigan 49735. For a 30-year fixed loan, our calculations show that you can expect to save up to $1,788 over the lifetime of your mortgage, which translates to a monthly savings of $5 in Gaylord and other areas of Otsego county.
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Summary of Average Mortgages in Gaylord, Michigan 49735
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gaylord, Michigan 49735
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gaylord, MI 49735. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gaylord, Michigan 49735 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gaylord, Michigan and around Otsego county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 87.65% | 89.54% | 87.06% | 88.47% | 83.89% | 80.80% | 81.97% | 82.59% | 81.54% |
avg mortgage rate | 6.75% | 4.80% | 3.10% | 3.29% | 4.44% | 4.65% | 4.14% | 3.83% | 4.08% |
% 15 year fixed mortgage | 9.88% | 7.37% | 10.14% | 8.37% | 13.64% | 14.31% | 13.48% | 13.29% | 14.73% |
avg mortgage rate | 6.11% | 3.95% | 2.46% | 2.76% | 3.88% | 4.00% | 3.30% | 3.11% | 3.26% |
Avg credit score | 745.38 | 747.44 | 751.71 | 755.66 | 750.01 | 770.44 | 772.98 | 751.60 | 755.83 |
Avg LTV (loan to value) | 81.08% | 82.41% | 81.50% | 82.46% | 81.68% | 80.52% | 80.54% | 81.45% | 81.40% |
Avg DTI (debt to income) | 34.93 | 34.43 | 33.38 | 32.98 | 33.25 | 32.09 | 31.95 | 31.78 | 31.87 |
% First time homebuyer | 35.80% | 29.89% | 19.05% | 20.91% | 25.11% | 19.38% | 17.67% | 18.31% | 20.12% |
Avg mortgage insurance % | 12.35% | 13.75% | 11.63% | 12.98% | 11.37% | 9.50% | 8.44% | 9.52% | 9.10% |
Best Mortgage Brokers around Gaylord, Michigan 49735
For those searching for a new home in Gaylord, we have compiled a list of the top mortgage brokers located in and around Gaylord, Michigan 49735 to assist you with your search.
Name
Address
Contact
Centurytel
1393 W Main St
Gaylord MI 49735
(989) 705-7260
1st Financial Reverse Mortgage
400 W Main St
Gaylord MI 49735
(989) 732-1800
Check 'n Go
1419 W Main St
Gaylord MI 49735
(989) 705-7777
http://www.checkngo.com/
Check 'n Go
702 Edelweiss Pkwy
Gaylord MI 49735
(989) 705-7777
comments@checkngo.com
Amerifirst Home Mortgage
138 N Otsego Ave
Gaylord MI 49735
(989) 732-3526
blog@amerifirst.com
Address
1393 W Main St
Gaylord MI
Contact
(989) 705-7260
Address
400 W Main St
Gaylord MI
Contact
(989) 732-1800
Address
1419 W Main St
Gaylord MI
Contact
(989) 705-7777
http://www.checkngo.com/