Compare Today’s Mortgage Rates for Genesee, Michigan

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Genesee, Michigan 48437. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,819 or $30 / month in Genesee and other areas of Genesee county.

Our search engine explores all home mortgage options in Genesee, Michigan 48437, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

43.1125 -83.617778

Summary of Average Mortgage Terms in Genesee, Michigan 48437

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Genesee, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Genesee, MI 48437, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Genesee, MI

Historical Mortgage Rates for Genesee, Michigan 48437 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Genesee, Michigan and around Genesee county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.08% 83.00% 84.38% 87.84% 89.13% 89.26% 89.76% 88.17%
avg mortgage rate 5.07% 4.79% 3.97% 4.11% 4.54% 4.23% 4.02% 4.23%
% 15 year fixed mortgage 12.03% 13.88% 12.88% 10.70% 9.53% 9.05% 8.54% 10.47%
avg mortgage rate 4.43% 4.06% 3.29% 3.31% 3.58% 3.37% 3.18% 3.40%
Avg credit score 761.24 764.56 762.02 757.46 752.75 749.21 747.88 746.47
Avg LTV (loan to value) 76.88% 78.57% 81.21% 82.38% 83.35% 83.55% 83.55% 82.93%
Avg DTI (debt to income) 32.42 31.68 31.69 32.19 33.12 33.15 33.88 34.39
% First time homebuyer 33.89% 30.18% 28.28% 35.82% 41.22% 40.53% 41.02% 39.25%
Avg mortgage insurance % 4.08% 5.63% 9.53% 10.97% 13.12% 13.43% 13.38% 12.57%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Genesee, Michigan 48437

If you’re looking to buy a new home in Genesee, we have compiled a list of the leading mortgage brokers around Genesee, Michigan 48437 to help you with your search.

Name
Address
Contact

Acceptance Capital Mortgage

700 S Main St

Lapeer MI 48437

(810) 245-9936

Executive Mortgage Of Michigan

5456 Davison Rd

Lapeer MI 48437

(810) 272-7088

Brechtwood Mortgage Company

311 S Court St

Lapeer MI 48437

(810) 245-2677

Team One Mortgage

700 S Main St

Lapeer MI 48437

(810) 245-9936

contactus@myhomesweethomeloan.com

Greenstone Farm Credit Services

455 Lake Nepessing Rd

Lapeer MI 48437

(810) 664-5951

leigh.picchetti@farmcredit.com

Address

700 S Main St

Lapeer MI

Contact

(810) 245-9936

Address

5456 Davison Rd

Lapeer MI

Contact

(810) 272-7088

Address

311 S Court St

Lapeer MI

Contact

(810) 245-2677

News on Mortgages and Reverse Mortgages for Genesee, Michigan 48437

Looking for Mortgage Rates in Other Cities named Genesee?