Compare Today’s Mortgage Rates in Gould City, Michigan 49838
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Gould City, Michigan 49838.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,553 over the lifetime of your 30-year fixed loan, or a monthly savings of $13 in Gould City and other areas of Mackinac county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Gould City, Michigan 49838
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gould City, Michigan 49838
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gould City, MI 49838. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gould City, Michigan 49838 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gould City, Michigan and around Mackinac county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 89.53% | 86.66% | 83.10% | 85.00% | 81.38% | 76.21% | 78.65% | 77.05% | 75.78% |
| avg mortgage rate | 6.58% | 4.70% | 2.99% | 3.08% | 4.27% | 4.62% | 4.05% | 3.69% | 3.97% |
| % 15 year fixed mortgage | 8.72% | 9.61% | 12.23% | 10.34% | 13.54% | 18.07% | 14.76% | 18.78% | 18.63% |
| avg mortgage rate | 6.03% | 3.98% | 2.34% | 2.67% | 3.67% | 4.00% | 3.30% | 2.84% | 3.04% |
| Avg credit score | 739.74 | 743.26 | 743.74 | 745.14 | 759.20 | 748.84 | 750.91 | 751.36 | 752.04 |
| Avg LTV (loan to value) | 85.73% | 83.84% | 83.37% | 84.79% | 83.69% | 81.40% | 83.23% | 82.30% | 82.87% |
| Avg DTI (debt to income) | 33.66 | 32.25 | 31.49 | 31.31 | 31.21 | 30.71 | 30.32 | 30.48 | 30.37 |
| % First time homebuyer | 43.02% | 41.32% | 33.61% | 36.02% | 37.09% | 30.95% | 33.91% | 22.95% | 23.60% |
| Avg mortgage insurance % | 16.90% | 15.01% | 13.88% | 14.61% | 13.55% | 11.47% | 12.30% | 11.90% | 12.82% |
Best Mortgage Brokers around Gould City, Michigan 49838
For those searching for a new home in Gould City, we have compiled a list of the top mortgage brokers located in and around Gould City, Michigan 49838 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
700 US Highway 41 W
Ishpeming MI 49838
(906) 486-3010
http://www.wellsfargo.com/mortgage/
M Bank
1419 N 2nd St
Ishpeming MI 49838
(906) 228-3640
Wells Fargo Home Mortgage
115 N Pine St
Gwinn MI 49838
(906) 228-1334
http://www.wellsfargo.com/mortgage/
Wells Fargo Home Mortgage
101 W Washington St
Marquette MI 49838
(906) 228-1234
reportphish@wellsfargo.com
OneMain Financial
3115 US Highway 41 W
Marquette MI 49838
(906) 228-0034
http://branches.onemainfinancial.com/mi/marquette/3115-west-us-41.html
Address
700 US Highway 41 W
Ishpeming MI
Contact
(906) 486-3010
http://www.wellsfargo.com/mortgage/
Address
1419 N 2nd St
Ishpeming MI
Contact
(906) 228-3640
Address
115 N Pine St
Gwinn MI
Contact
(906) 228-1334
http://www.wellsfargo.com/mortgage/