Compare Today’s Mortgage Rates in Gowen, Michigan 49326
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Gowen, Michigan 49326.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Gowen, Michigan 49326. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,441 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Gowen and other areas of Kent county.
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Summary of Average Mortgages in Gowen, Michigan 49326
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gowen, Michigan 49326
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gowen, MI 49326. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gowen, Michigan 49326 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gowen, Michigan and around Kent county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.58% | 93.94% | 93.33% | 91.59% | 89.53% | 86.51% | 86.89% | 86.31% | 82.92% |
avg mortgage rate | 6.50% | 4.78% | 3.11% | 3.40% | 4.40% | 4.63% | 4.13% | 3.84% | 4.07% |
% 15 year fixed mortgage | 2.28% | 4.84% | 5.26% | 6.28% | 7.97% | 10.12% | 10.34% | 11.33% | 13.74% |
avg mortgage rate | 5.52% | 3.83% | 2.47% | 2.92% | 3.76% | 3.93% | 3.31% | 3.08% | 3.24% |
Avg credit score | 752.38 | 768.01 | 750.67 | 765.53 | 750.16 | 757.31 | 748.96 | 758.63 | 754.00 |
Avg LTV (loan to value) | 82.58% | 83.26% | 83.02% | 83.56% | 82.64% | 80.86% | 82.88% | 82.97% | 81.73% |
Avg DTI (debt to income) | 37.22 | 35.95 | 34.41 | 34.19 | 34.64 | 34.54 | 33.57 | 32.77 | 32.34 |
% First time homebuyer | 43.02% | 34.87% | 31.39% | 27.59% | 28.90% | 19.57% | 23.75% | 20.86% | 19.87% |
Avg mortgage insurance % | 15.33% | 14.89% | 14.22% | 14.41% | 13.15% | 11.70% | 13.18% | 13.01% | 11.68% |
Best Mortgage Brokers around Gowen, Michigan 49326
For those searching for a new home in Gowen, we have compiled a list of the top mortgage brokers located in and around Gowen, Michigan 49326 to assist you with your search.
Name
Address
Contact
Mortgage House
8235 S Mason Dr
Newaygo MI 49326
(231) 452-6565
Integrity Lending
8235 S Mason Dr
Newaygo MI 49326
(231) 452-6550
Unity Credit Company
7612 Clyde Park Ave SW
Byron Center MI 49326
(616) 583-9706
Mercantile Mortgage Co.
4613 Alpine Ave NW
Comstock Park MI 49326
(616) 406-3000
privacyofficer@mercbank.com
Walnut Knoll Apartments
311 Morrison St
Big Rapids MI 49326
(231) 660-4352
manager@walnutknollapt.com
Address
8235 S Mason Dr
Newaygo MI
Contact
(231) 452-6565
Address
8235 S Mason Dr
Newaygo MI
Contact
(231) 452-6550
Address
7612 Clyde Park Ave SW
Byron Center MI
Contact
(616) 583-9706