Compare Today’s Mortgage Rates for Harbor Springs, Michigan

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Harbor Springs, Michigan 49740. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $9,581 or $27 / month in Harbor Springs and surrounding areas of Emmet county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Harbor Springs, Michigan 49740.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.464535 -84.980303

Summary of Average Mortgage Terms in Harbor Springs, Michigan 49740

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Harbor Springs, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Harbor Springs, MI 49740, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Harbor Springs, MI

Historical Mortgage Rates for Harbor Springs, Michigan 49740 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Harbor Springs, Michigan and around Emmet county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Harbor Springs, Michigan 49740

If you’re looking to buy a new home in Harbor Springs, we have compiled a list of the leading mortgage brokers around Harbor Springs, Michigan 49740 to help you with your search.

Name
Address
Contact

Mortgage North

1030 State St

Harbor Springs MI 49740

(231) 526-5500

Wells Fargo Home Mortgage

3792 S Straits Hwy

Indian River MI 49740

(989) 731-5039

http://www.wellsfargo.com/mortgage/

Client First Mortgage Co.

2810 Charlevoix Ave

Petoskey MI 49740

(231) 487-0221

dmyers@freeway.net

Wells Fargo Home Mortgage

1301 S US Highway 131

Petoskey MI 49740

(231) 347-5946

karl.gray@wellsfargo.com

Huron Shores Mortgage Company

129 River St

Alpena MI 49740

(989) 356-5900

Address

1030 State St

Harbor Springs MI

Contact

(231) 526-5500

Address

3792 S Straits Hwy

Indian River MI

Contact

(989) 731-5039

http://www.wellsfargo.com/mortgage/

Address

2810 Charlevoix Ave

Petoskey MI

Contact

(231) 487-0221

dmyers@freeway.net

News on Mortgages and Reverse Mortgages for Harbor Springs, Michigan 49740