Compare Today’s Mortgage Rates in Harrietta, Michigan 49638
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Harrietta, Michigan 49638.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Harrietta, Michigan 49638. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,440 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Harrietta and other areas of Wexford county.
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Summary of Average Mortgages in Harrietta, Michigan 49638
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Harrietta, Michigan 49638
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Harrietta, MI 49638. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Harrietta, Michigan 49638 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Harrietta, Michigan and around Wexford county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.96% | 93.45% | 92.69% | 89.64% | 90.42% | 88.03% | 82.66% | 82.84% | 81.11% |
avg mortgage rate | 6.78% | 4.78% | 3.14% | 3.41% | 4.42% | 4.66% | 4.14% | 3.86% | 4.06% |
% 15 year fixed mortgage | 3.54% | 4.86% | 6.27% | 8.31% | 7.82% | 9.31% | 14.33% | 14.69% | 16.48% |
avg mortgage rate | 6.14% | 3.88% | 2.45% | 2.92% | 3.82% | 4.04% | 3.30% | 3.12% | 3.24% |
Avg credit score | 793.56 | 749.33 | 752.55 | 773.24 | 753.85 | 753.75 | 755.03 | 755.61 | 760.97 |
Avg LTV (loan to value) | 81.90% | 81.75% | 83.43% | 81.63% | 82.53% | 79.68% | 80.65% | 81.25% | 79.24% |
Avg DTI (debt to income) | 36.64 | 35.31 | 33.97 | 34.09 | 35.04 | 34.03 | 33.35 | 32.36 | 31.96 |
% First time homebuyer | 45.45% | 36.38% | 29.00% | 26.33% | 29.42% | 22.07% | 24.50% | 21.29% | 21.30% |
Avg mortgage insurance % | 13.99% | 13.40% | 13.43% | 11.55% | 12.91% | 9.82% | 9.60% | 10.40% | 8.79% |
Best Mortgage Brokers around Harrietta, Michigan 49638
For those searching for a new home in Harrietta, we have compiled a list of the top mortgage brokers located in and around Harrietta, Michigan 49638 to assist you with your search.
Name
Address
Contact
J D Finance
301 S Cedar St
Kalkaska MI 49638
(231) 258-6868
Midwest Mortgage
333 E State St
Traverse City MI 49638
(231) 947-0800
Bay Mortgage
109 S Union St
Traverse City MI 49638
(231) 933-9400
info@bayloans.net
Crest Financial
13818 S West Bay Shore Dr
Traverse City MI 49638
(231) 932-9300
http://www.crestfinancialinc.com
John Adams Mortgage
521 Randolph St
Traverse City MI 49638
(231) 946-4021
info@johnadamsmortgage.com
Address
301 S Cedar St
Kalkaska MI
Contact
(231) 258-6868
Address
333 E State St
Traverse City MI
Contact
(231) 947-0800
Address
109 S Union St
Traverse City MI
Contact
(231) 933-9400
info@bayloans.net