Compare Today’s Mortgage Rates for Harsens Island, Michigan

Pureloan searches mortgage lenders and major banks in Harsens Island, Michigan 48028 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,895 or $25 / month is expected in Harsens Island and other areas of Saint Clair county.

Pureloan’s search engine explores all home mortgage options in Harsens Island, Michigan 48028, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.630704 -82.560159

Summary of Average Mortgage Terms in Harsens Island, Michigan 48028

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Harsens Island, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Harsens Island, MI 48028, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Harsens Island, MI

Historical Mortgage Rates for Harsens Island, Michigan 48028 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Harsens Island, Michigan and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.08% 83.00% 84.38% 87.84% 89.13% 89.26% 89.76% 88.17%
avg mortgage rate 5.07% 4.79% 3.97% 4.11% 4.54% 4.23% 4.02% 4.23%
% 15 year fixed mortgage 12.03% 13.88% 12.88% 10.70% 9.53% 9.05% 8.54% 10.47%
avg mortgage rate 4.43% 4.06% 3.29% 3.31% 3.58% 3.37% 3.18% 3.40%
Avg credit score 761.24 764.56 762.02 757.46 752.75 749.21 747.88 746.47
Avg LTV (loan to value) 76.88% 78.57% 81.21% 82.38% 83.35% 83.55% 83.55% 82.93%
Avg DTI (debt to income) 32.42 31.68 31.69 32.19 33.12 33.15 33.88 34.39
% First time homebuyer 33.89% 30.18% 28.28% 35.82% 41.22% 40.53% 41.02% 39.25%
Avg mortgage insurance % 4.08% 5.63% 9.53% 10.97% 13.12% 13.43% 13.38% 12.57%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Harsens Island, Michigan 48028

If you’re looking to buy a new home in Harsens Island, we have compiled a list of the leading mortgage brokers around Harsens Island, Michigan 48028 to help you with your search.

Name
Address
Contact

Quicken Loans

400 Galleria Officentre

Southfield MI 48028

(800) 251-9080

help@quickenloans.com

OneMain Financial

24725 W 12 Mile Rd

Southfield MI 48028

(248) 304-4479

http://branches.onemainfinancial.com/mi/southfield/24725-w-twelve-mile-rd.html

Gold Star Mortgage Financial Group

29566 Northwestern Hwy

Southfield MI 48028

(248) 266-2260

http://mortgagesouthfield.com

Berkadia

28411 Northwestern Hwy

Southfield MI 48028

(248) 208-3472

http://berkadia.com

Remington Financial

28200 Franklin Rd

Southfield MI 48028

(800) 200-7007

http://www.remingtonloans.com

Address

400 Galleria Officentre

Southfield MI

Contact

(800) 251-9080

help@quickenloans.com

Address

24725 W 12 Mile Rd

Southfield MI

Contact

(248) 304-4479

http://branches.onemainfinancial.com/mi/southfield/24725-w-twelve-mile-rd.html

Address

29566 Northwestern Hwy

Southfield MI

Contact

(248) 266-2260

http://mortgagesouthfield.com

News on Mortgages and Reverse Mortgages for Harsens Island, Michigan 48028