Compare Today’s Mortgage Rates for Harsens Island, Michigan
Pureloan searches mortgage lenders and major banks in Harsens Island, Michigan 48028 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,895 or $25 / month is expected in Harsens Island and other areas of Saint Clair county.
Pureloan’s search engine explores all home mortgage options in Harsens Island, Michigan 48028, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Harsens Island, Michigan 48028
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Interactive Mortgage Rate Projections for Harsens Island, MI
To forecast and predict mortgage rates in Harsens Island, MI 48028, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Harsens Island, Michigan 48028 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Harsens Island, Michigan and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.08% | 83.00% | 84.38% | 87.84% | 89.13% | 89.26% | 89.76% | 88.17% |
| avg mortgage rate | 5.07% | 4.79% | 3.97% | 4.11% | 4.54% | 4.23% | 4.02% | 4.23% |
| % 15 year fixed mortgage | 12.03% | 13.88% | 12.88% | 10.70% | 9.53% | 9.05% | 8.54% | 10.47% |
| avg mortgage rate | 4.43% | 4.06% | 3.29% | 3.31% | 3.58% | 3.37% | 3.18% | 3.40% |
| Avg credit score | 761.24 | 764.56 | 762.02 | 757.46 | 752.75 | 749.21 | 747.88 | 746.47 |
| Avg LTV (loan to value) | 76.88% | 78.57% | 81.21% | 82.38% | 83.35% | 83.55% | 83.55% | 82.93% |
| Avg DTI (debt to income) | 32.42 | 31.68 | 31.69 | 32.19 | 33.12 | 33.15 | 33.88 | 34.39 |
| % First time homebuyer | 33.89% | 30.18% | 28.28% | 35.82% | 41.22% | 40.53% | 41.02% | 39.25% |
| Avg mortgage insurance % | 4.08% | 5.63% | 9.53% | 10.97% | 13.12% | 13.43% | 13.38% | 12.57% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Harsens Island, Michigan 48028
If you’re looking to buy a new home in Harsens Island, we have compiled a list of the leading mortgage brokers around Harsens Island, Michigan 48028 to help you with your search.
Quicken Loans
400 Galleria Officentre
Southfield MI 48028
(800) 251-9080
help@quickenloans.com
OneMain Financial
24725 W 12 Mile Rd
Southfield MI 48028
(248) 304-4479
http://branches.onemainfinancial.com/mi/southfield/24725-w-twelve-mile-rd.html
Gold Star Mortgage Financial Group
29566 Northwestern Hwy
Southfield MI 48028
(248) 266-2260
http://mortgagesouthfield.com
Berkadia
28411 Northwestern Hwy
Southfield MI 48028
(248) 208-3472
http://berkadia.com
Remington Financial
28200 Franklin Rd
Southfield MI 48028
(800) 200-7007
http://www.remingtonloans.com
Address
400 Galleria Officentre
Southfield MI
Contact
(800) 251-9080
help@quickenloans.com
Address
24725 W 12 Mile Rd
Southfield MI
Contact
(248) 304-4479
http://branches.onemainfinancial.com/mi/southfield/24725-w-twelve-mile-rd.html
Address
29566 Northwestern Hwy
Southfield MI
Contact
(248) 266-2260
http://mortgagesouthfield.com