Compare Today’s Mortgage Rates for Hemlock, Michigan
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Hemlock, Michigan 48626. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $16,186 or $45 / month in Hemlock and other areas of Saginaw county.
Our search engine explores all home mortgage options in Hemlock, Michigan 48626, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Hemlock, Michigan 48626
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Hemlock, MI
To forecast and predict mortgage rates in Hemlock, MI 48626, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hemlock, Michigan 48626 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Hemlock, Michigan and around Saginaw county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.08% | 83.00% | 84.38% | 87.84% | 89.13% | 89.26% | 89.76% | 88.17% |
| avg mortgage rate | 5.07% | 4.79% | 3.97% | 4.11% | 4.54% | 4.23% | 4.02% | 4.23% |
| % 15 year fixed mortgage | 12.03% | 13.88% | 12.88% | 10.70% | 9.53% | 9.05% | 8.54% | 10.47% |
| avg mortgage rate | 4.43% | 4.06% | 3.29% | 3.31% | 3.58% | 3.37% | 3.18% | 3.40% |
| Avg credit score | 761.24 | 764.56 | 762.02 | 757.46 | 752.75 | 749.21 | 747.88 | 746.47 |
| Avg LTV (loan to value) | 76.88% | 78.57% | 81.21% | 82.38% | 83.35% | 83.55% | 83.55% | 82.93% |
| Avg DTI (debt to income) | 32.42 | 31.68 | 31.69 | 32.19 | 33.12 | 33.15 | 33.88 | 34.39 |
| % First time homebuyer | 33.89% | 30.18% | 28.28% | 35.82% | 41.22% | 40.53% | 41.02% | 39.25% |
| Avg mortgage insurance % | 4.08% | 5.63% | 9.53% | 10.97% | 13.12% | 13.43% | 13.38% | 12.57% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hemlock, Michigan 48626
If you’re looking to buy a new home in Hemlock, we have compiled a list of the leading mortgage brokers around Hemlock, Michigan 48626 to help you with your search.
Name
Address
Contact
Check 'n Go
1734 Lawndale Rd
Saginaw MI 48626
(989) 497-1000
comments@checkngo.com
Amera Mortgage
55 Harrow Ln
Saginaw MI 48626
(989) 791-3555
kdais@ameramortgage.com
Union Home Mortgage
810 W Wackerly St
Midland MI 48626
(989) 633-9272
J & A Services
4604 N Saginaw Rd
Midland MI 48626
(989) 923-5630
Approved Cash Advance
318 S Saginaw Rd
Midland MI 48626
(989) 835-8680
j_fonte@babcorp.com
Address
1734 Lawndale Rd
Saginaw MI
Contact
(989) 497-1000
comments@checkngo.com
Address
55 Harrow Ln
Saginaw MI
Contact
(989) 791-3555
kdais@ameramortgage.com
Address
810 W Wackerly St
Midland MI
Contact
(989) 633-9272