Compare Today’s Mortgage Rates in Higgins Lake, Michigan 48627
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Higgins Lake, Michigan 48627.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Higgins Lake, Michigan 48627. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,913 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Higgins Lake and other areas of Roscommon county.
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Summary of Average Mortgages in Higgins Lake, Michigan 48627
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Higgins Lake, Michigan 48627
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Higgins Lake, MI 48627. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Higgins Lake, Michigan 48627 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Higgins Lake, Michigan and around Roscommon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.18% | 91.38% | 88.96% | 81.50% | 86.83% | 80.13% | 77.71% | 77.40% | 78.19% |
avg mortgage rate | 6.81% | 4.85% | 3.21% | 3.45% | 4.51% | 4.77% | 4.23% | 3.95% | 4.14% |
% 15 year fixed mortgage | 5.30% | 5.81% | 9.82% | 15.18% | 8.33% | 15.71% | 16.88% | 18.49% | 17.11% |
avg mortgage rate | 6.10% | 4.06% | 2.63% | 2.90% | 3.83% | 4.20% | 3.41% | 3.10% | 3.32% |
Avg credit score | 738.14 | 744.83 | 746.40 | 748.73 | 748.99 | 752.39 | 750.95 | 751.26 | 754.98 |
Avg LTV (loan to value) | 84.17% | 84.73% | 83.90% | 83.60% | 83.35% | 81.23% | 81.23% | 81.89% | 81.74% |
Avg DTI (debt to income) | 36.02 | 36.32 | 32.86 | 33.23 | 33.58 | 32.55 | 32.37 | 31.62 | 31.69 |
% First time homebuyer | 31.06% | 35.07% | 30.98% | 25.78% | 25.00% | 21.79% | 16.56% | 26.37% | 13.09% |
Avg mortgage insurance % | 14.91% | 14.94% | 13.18% | 12.56% | 11.50% | 10.88% | 10.18% | 10.34% | 9.53% |
Best Mortgage Brokers around Higgins Lake, Michigan 48627
For those searching for a new home in Higgins Lake, we have compiled a list of the top mortgage brokers located in and around Higgins Lake, Michigan 48627 to assist you with your search.
Name
Address
Contact
Check 'n Go
1734 Lawndale Rd
Saginaw MI 48627
(989) 497-1000
comments@checkngo.com
Amera Mortgage
55 Harrow Ln
Saginaw MI 48627
(989) 791-3555
kdais@ameramortgage.com
Union Home Mortgage
810 W Wackerly St
Midland MI 48627
(989) 633-9272
J & A Services
4604 N Saginaw Rd
Midland MI 48627
(989) 923-5630
Approved Cash Advance
318 S Saginaw Rd
Midland MI 48627
(989) 835-8680
j_fonte@babcorp.com
Address
1734 Lawndale Rd
Saginaw MI
Contact
(989) 497-1000
comments@checkngo.com
Address
55 Harrow Ln
Saginaw MI
Contact
(989) 791-3555
kdais@ameramortgage.com
Address
810 W Wackerly St
Midland MI
Contact
(989) 633-9272