Compare Today’s Mortgage Rates for Hillsdale, Michigan
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Hillsdale, Michigan 49242. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $14,781 or $41 / month in Hillsdale and other areas of Hillsdale county.
Our search engine explores all home mortgage options in Hillsdale, Michigan 49242, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Hillsdale, Michigan 49242
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APR
Expected Savings
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Interactive Mortgage Rate Projections for Hillsdale, MI
To forecast and predict mortgage rates in Hillsdale, MI 49242, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hillsdale, Michigan 49242 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Hillsdale, Michigan and around Hillsdale county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 81.91% | 77.75% | 76.36% | 78.51% | 83.42% | 82.95% | 83.89% | 84.30% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 4.00% | 4.43% | 4.09% | 3.89% | 4.11% |
| % 15 year fixed mortgage | 13.07% | 17.16% | 17.73% | 17.56% | 13.48% | 13.35% | 12.68% | 12.45% |
| avg mortgage rate | 4.29% | 3.86% | 3.13% | 3.22% | 3.49% | 3.23% | 3.07% | 3.32% |
| Avg credit score | 765.70 | 760.39 | 762.48 | 758.51 | 754.58 | 754.10 | 746.51 | 749.94 |
| Avg LTV (loan to value) | 77.27% | 78.81% | 80.10% | 81.43% | 82.46% | 82.09% | 83.18% | 83.26% |
| Avg DTI (debt to income) | 30.51 | 30.30 | 30.37 | 30.49 | 31.59 | 31.94 | 32.58 | 32.59 |
| % First time homebuyer | 24.15% | 20.78% | 19.90% | 26.25% | 25.23% | 23.80% | 24.77% | 27.08% |
| Avg mortgage insurance % | 4.47% | 6.92% | 7.78% | 9.47% | 12.01% | 11.43% | 12.51% | 12.29% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hillsdale, Michigan 49242
If you’re looking to buy a new home in Hillsdale, we have compiled a list of the leading mortgage brokers around Hillsdale, Michigan 49242 to help you with your search.
Name
Address
Contact
Mortgage Center
10 E Carleton Rd
Hillsdale MI 49242
(517) 439-5626
http://www.mortgagecenter.com
Premier Mortgage Funding
113 N Church St
Hudson MI 49242
(517) 448-2604
Lake Home For Sale by Owner
468 Skyline Dr
Horton MI 49242
(517) 688-9402
Mortgage One
100 S Jackson St
Jackson MI 49242
(517) 315-4626
jackson@mortgageone.biz
Jackson Affordable Housing
161 W Michigan Ave
Jackson MI 49242
(517) 788-4626
contact-us@jacksonaffordablehousing.org
Address
10 E Carleton Rd
Hillsdale MI
Contact
(517) 439-5626
http://www.mortgagecenter.com
Address
113 N Church St
Hudson MI
Contact
(517) 448-2604
Address
468 Skyline Dr
Horton MI
Contact
(517) 688-9402