Compare Today’s Mortgage Rates for Holt, Michigan
Pureloan searches mortgage lenders and major banks in Holt, Michigan 48842 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,831 or $16 / month is expected in Holt and other areas of Ingham county.
Pureloan’s search engine explores all home mortgage options in Holt, Michigan 48842, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Holt, Michigan 48842
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APR
Expected Savings
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Interactive Mortgage Rate Projections for Holt, MI
To forecast and predict mortgage rates in Holt, MI 48842, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Holt, Michigan 48842 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Holt, Michigan and around Ingham county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 86.08% | 83.00% | 84.38% | 87.84% | 89.13% | 89.26% | 89.76% | 88.17% |
| avg mortgage rate | 5.07% | 4.79% | 3.97% | 4.11% | 4.54% | 4.23% | 4.02% | 4.23% |
| % 15 year fixed mortgage | 12.03% | 13.88% | 12.88% | 10.70% | 9.53% | 9.05% | 8.54% | 10.47% |
| avg mortgage rate | 4.43% | 4.06% | 3.29% | 3.31% | 3.58% | 3.37% | 3.18% | 3.40% |
| Avg credit score | 761.24 | 764.56 | 762.02 | 757.46 | 752.75 | 749.21 | 747.88 | 746.47 |
| Avg LTV (loan to value) | 76.88% | 78.57% | 81.21% | 82.38% | 83.35% | 83.55% | 83.55% | 82.93% |
| Avg DTI (debt to income) | 32.42 | 31.68 | 31.69 | 32.19 | 33.12 | 33.15 | 33.88 | 34.39 |
| % First time homebuyer | 33.89% | 30.18% | 28.28% | 35.82% | 41.22% | 40.53% | 41.02% | 39.25% |
| Avg mortgage insurance % | 4.08% | 5.63% | 9.53% | 10.97% | 13.12% | 13.43% | 13.38% | 12.57% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Holt, Michigan 48842
If you’re looking to buy a new home in Holt, we have compiled a list of the leading mortgage brokers around Holt, Michigan 48842 to help you with your search.
Name
Address
Contact
Van Dyk Mortgage
1795 Cedar St
Holt MI 48842
(517) 699-1600
http://vandykmortgage.com
Exceptional Mortgage
815 E Grand River Ave
Howell MI 48842
(517) 540-9700
http://www.exceptionalmtg.com/
Orchard Park Village of Howell
4012 Orchard Park Blvd
Howell MI 48842
(517) 540-9655
jelliott@infinityhomes.com
PNC Mortgage
207 N Michigan Ave
Howell MI 48842
(517) 548-0327
audrey.roth@pncmortgage.com
Check 'n Go
138 W Highland Rd
Howell MI 48842
(517) 545-3000
comments@checkngo.com
Address
1795 Cedar St
Holt MI
Contact
(517) 699-1600
http://vandykmortgage.com
Address
815 E Grand River Ave
Howell MI
Contact
(517) 540-9700
http://www.exceptionalmtg.com/
Address
4012 Orchard Park Blvd
Howell MI
Contact
(517) 540-9655
jelliott@infinityhomes.com