Compare Today’s Mortgage Rates in Horton, Michigan 49246
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Horton, Michigan 49246.
Our search engine thoroughly explores all home mortgage options in Horton, Michigan 49246, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,205 in lifetime cash or $26 per month in Horton and other areas of Jackson county.
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Summary of Average Mortgages in Horton, Michigan 49246
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Horton, Michigan 49246
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Horton, MI 49246. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Horton, Michigan 49246 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Horton, Michigan and around Jackson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.63% | 92.80% | 90.99% | 90.63% | 89.24% | 84.19% | 85.56% | 83.74% | 81.36% |
avg mortgage rate | 6.78% | 4.79% | 3.18% | 3.48% | 4.52% | 4.73% | 4.22% | 3.91% | 4.15% |
% 15 year fixed mortgage | 4.49% | 5.33% | 7.22% | 7.14% | 8.91% | 12.57% | 12.65% | 14.65% | 14.87% |
avg mortgage rate | 5.96% | 3.62% | 2.47% | 2.94% | 3.83% | 4.06% | 3.40% | 3.10% | 3.25% |
Avg credit score | 741.90 | 761.38 | 743.56 | 744.43 | 743.13 | 759.68 | 745.34 | 745.84 | 748.92 |
Avg LTV (loan to value) | 83.47% | 84.26% | 84.47% | 85.57% | 84.25% | 82.49% | 82.44% | 83.63% | 83.43% |
Avg DTI (debt to income) | 37.33 | 35.03 | 33.02 | 33.98 | 34.18 | 33.62 | 33.02 | 32.33 | 32.10 |
% First time homebuyer | 47.94% | 37.23% | 32.76% | 34.42% | 35.76% | 24.73% | 24.76% | 30.43% | 27.06% |
Avg mortgage insurance % | 14.79% | 15.33% | 14.53% | 15.75% | 14.00% | 12.58% | 12.17% | 13.17% | 12.87% |
Best Mortgage Brokers around Horton, Michigan 49246
For those searching for a new home in Horton, we have compiled a list of the top mortgage brokers located in and around Horton, Michigan 49246 to assist you with your search.
Name
Address
Contact
Lake Home For Sale by Owner
468 Skyline Dr
Horton MI 49246
(517) 688-9402
Check 'n Go
749 Olds St
Jonesville MI 49246
(517) 849-4000
comments@checkngo.com
Mortgage One
100 S Jackson St
Jackson MI 49246
(517) 315-4626
jackson@mortgageone.biz
Jackson Affordable Housing
161 W Michigan Ave
Jackson MI 49246
(517) 788-4626
contact-us@jacksonaffordablehousing.org
Michigan Home Finance
5495 Ann Arbor Rd
Jackson MI 49246
(517) 764-0484
Address
468 Skyline Dr
Horton MI
Contact
(517) 688-9402
Address
749 Olds St
Jonesville MI
Contact
(517) 849-4000
comments@checkngo.com
Address
100 S Jackson St
Jackson MI
Contact
(517) 315-4626
jackson@mortgageone.biz