Compare Today’s Mortgage Rates for Houghton Lake Heights, Michigan

Pureloan searches mortgage lenders and major banks in Houghton Lake Heights, Michigan 48630 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $11,930 or $33 / month is expected in Houghton Lake Heights and other areas of Roscommon county.

Pureloan’s search engine explores all home mortgage options in Houghton Lake Heights, Michigan 48630, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.3275 -84.774444

Summary of Average Mortgage Terms in Houghton Lake Heights, Michigan 48630

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Houghton Lake Heights, MI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Houghton Lake Heights, MI 48630, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Houghton Lake Heights, MI

Historical Mortgage Rates for Houghton Lake Heights, Michigan 48630 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Houghton Lake Heights, Michigan and around Roscommon county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 86.08% 83.00% 84.38% 87.84% 89.13% 89.26% 89.76% 88.17%
avg mortgage rate 5.07% 4.79% 3.97% 4.11% 4.54% 4.23% 4.02% 4.23%
% 15 year fixed mortgage 12.03% 13.88% 12.88% 10.70% 9.53% 9.05% 8.54% 10.47%
avg mortgage rate 4.43% 4.06% 3.29% 3.31% 3.58% 3.37% 3.18% 3.40%
Avg credit score 761.24 764.56 762.02 757.46 752.75 749.21 747.88 746.47
Avg LTV (loan to value) 76.88% 78.57% 81.21% 82.38% 83.35% 83.55% 83.55% 82.93%
Avg DTI (debt to income) 32.42 31.68 31.69 32.19 33.12 33.15 33.88 34.39
% First time homebuyer 33.89% 30.18% 28.28% 35.82% 41.22% 40.53% 41.02% 39.25%
Avg mortgage insurance % 4.08% 5.63% 9.53% 10.97% 13.12% 13.43% 13.38% 12.57%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Houghton Lake Heights, Michigan 48630

If you’re looking to buy a new home in Houghton Lake Heights, we have compiled a list of the leading mortgage brokers around Houghton Lake Heights, Michigan 48630 to help you with your search.

Name
Address
Contact

Check 'n Go

1734 Lawndale Rd

Saginaw MI 48630

(989) 497-1000

comments@checkngo.com

Amera Mortgage

55 Harrow Ln

Saginaw MI 48630

(989) 791-3555

kdais@ameramortgage.com

Union Home Mortgage

810 W Wackerly St

Midland MI 48630

(989) 633-9272

J & A Services

4604 N Saginaw Rd

Midland MI 48630

(989) 923-5630

Approved Cash Advance

318 S Saginaw Rd

Midland MI 48630

(989) 835-8680

j_fonte@babcorp.com

Address

1734 Lawndale Rd

Saginaw MI

Contact

(989) 497-1000

comments@checkngo.com

Address

55 Harrow Ln

Saginaw MI

Contact

(989) 791-3555

kdais@ameramortgage.com

Address

810 W Wackerly St

Midland MI

Contact

(989) 633-9272

News on Mortgages and Reverse Mortgages for Houghton Lake Heights, Michigan 48630