Compare Today’s Mortgage Rates for Howard City, Michigan
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Howard City, Michigan 49329. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $17,443 or $48 / month in Howard City and other areas of Montcalm county.
Our search engine explores all home mortgage options in Howard City, Michigan 49329, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Howard City, Michigan 49329
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Interactive Mortgage Rate Projections for Howard City, MI
To forecast and predict mortgage rates in Howard City, MI 49329, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Howard City, Michigan 49329 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Howard City, Michigan and around Montcalm county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 81.91% | 77.75% | 76.36% | 78.51% | 83.42% | 82.95% | 83.89% | 84.30% |
| avg mortgage rate | 4.88% | 4.67% | 3.91% | 4.00% | 4.43% | 4.09% | 3.89% | 4.11% |
| % 15 year fixed mortgage | 13.07% | 17.16% | 17.73% | 17.56% | 13.48% | 13.35% | 12.68% | 12.45% |
| avg mortgage rate | 4.29% | 3.86% | 3.13% | 3.22% | 3.49% | 3.23% | 3.07% | 3.32% |
| Avg credit score | 765.70 | 760.39 | 762.48 | 758.51 | 754.58 | 754.10 | 746.51 | 749.94 |
| Avg LTV (loan to value) | 77.27% | 78.81% | 80.10% | 81.43% | 82.46% | 82.09% | 83.18% | 83.26% |
| Avg DTI (debt to income) | 30.51 | 30.30 | 30.37 | 30.49 | 31.59 | 31.94 | 32.58 | 32.59 |
| % First time homebuyer | 24.15% | 20.78% | 19.90% | 26.25% | 25.23% | 23.80% | 24.77% | 27.08% |
| Avg mortgage insurance % | 4.47% | 6.92% | 7.78% | 9.47% | 12.01% | 11.43% | 12.51% | 12.29% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Howard City, Michigan 49329
If you’re looking to buy a new home in Howard City, we have compiled a list of the leading mortgage brokers around Howard City, Michigan 49329 to help you with your search.
Name
Address
Contact
Mortgage House
8235 S Mason Dr
Newaygo MI 49329
(231) 452-6565
Integrity Lending
8235 S Mason Dr
Newaygo MI 49329
(231) 452-6550
Unity Credit Company
7612 Clyde Park Ave SW
Byron Center MI 49329
(616) 583-9706
Mercantile Mortgage Co.
4613 Alpine Ave NW
Comstock Park MI 49329
(616) 406-3000
privacyofficer@mercbank.com
Walnut Knoll Apartments
311 Morrison St
Big Rapids MI 49329
(231) 660-4352
manager@walnutknollapt.com
Address
8235 S Mason Dr
Newaygo MI
Contact
(231) 452-6565
Address
8235 S Mason Dr
Newaygo MI
Contact
(231) 452-6550
Address
7612 Clyde Park Ave SW
Byron Center MI
Contact
(616) 583-9706