Compare Today’s Mortgage Rates in Kalamazoo, Michigan 49004
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Kalamazoo, Michigan 49004.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,096 over the lifetime of your 30-year fixed loan, or a monthly savings of $20 in Kalamazoo and other areas of Kalamazoo county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Kalamazoo, Michigan 49004
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Kalamazoo, Michigan 49004
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kalamazoo, MI 49004. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kalamazoo, Michigan 49004 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kalamazoo, Michigan and around Kalamazoo county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.40% | 92.48% | 91.13% | 90.41% | 89.65% | 86.86% | 86.35% | 83.37% | 82.01% |
avg mortgage rate | 6.60% | 4.75% | 3.12% | 3.43% | 4.46% | 4.67% | 4.17% | 3.89% | 4.08% |
% 15 year fixed mortgage | 5.88% | 5.79% | 6.96% | 7.13% | 7.83% | 10.10% | 11.02% | 12.98% | 14.37% |
avg mortgage rate | 6.08% | 3.76% | 2.42% | 2.96% | 3.76% | 4.01% | 3.34% | 3.06% | 3.24% |
Avg credit score | 763.63 | 747.23 | 754.02 | 753.85 | 752.04 | 754.54 | 751.54 | 746.78 | 753.52 |
Avg LTV (loan to value) | 84.76% | 84.89% | 84.93% | 85.02% | 84.16% | 82.72% | 83.09% | 83.49% | 82.35% |
Avg DTI (debt to income) | 36.51 | 35.25 | 33.30 | 33.28 | 33.73 | 33.36 | 32.98 | 32.61 | 31.94 |
% First time homebuyer | 45.28% | 40.64% | 36.82% | 34.18% | 35.62% | 26.60% | 25.89% | 25.09% | 24.96% |
Avg mortgage insurance % | 15.61% | 15.43% | 15.22% | 15.06% | 14.42% | 12.32% | 12.81% | 12.83% | 11.66% |
Best Mortgage Brokers around Kalamazoo, Michigan 49004
For those searching for a new home in Kalamazoo, we have compiled a list of the top mortgage brokers located in and around Kalamazoo, Michigan 49004 to assist you with your search.
Name
Address
Contact
Indigo Financial
4215 W Main St
Kalamazoo MI 49004
(269) 329-4743
Brookside Mortgage
2920 W Main St
Kalamazoo MI 49004
(269) 373-2828
Apollo Home Mortgage
333 Turwill Ln
Kalamazoo MI 49004
(269) 488-7100
kmorgan@apollohomeloans.com
Home Mortgage Co Das
2920 Business One Dr
Kalamazoo MI 49004
(800) 290-0502
Check 'n Go
5585 Gull Rd
Kalamazoo MI 49004
(269) 226-9922
comments@checkngo.com
Address
4215 W Main St
Kalamazoo MI
Contact
(269) 329-4743
Address
2920 W Main St
Kalamazoo MI
Contact
(269) 373-2828
Address
333 Turwill Ln
Kalamazoo MI
Contact
(269) 488-7100
kmorgan@apollohomeloans.com