Compare Today’s Mortgage Rates in La Salle, Michigan 48145
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in La Salle, Michigan 48145.
Our search engine thoroughly explores all home mortgage options in La Salle, Michigan 48145, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,687 in lifetime cash or $21 per month in La Salle and other areas of Monroe county.
Summary of Average Mortgages in La Salle, Michigan 48145
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Interactive Mortgage Rate Projections for La Salle, Michigan 48145
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in La Salle, MI 48145. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in La Salle, Michigan 48145 from 2024 - 2016
We have compiled mortgage rates charts for home loans in La Salle, Michigan and around Monroe county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.94% | 92.56% | 91.62% | 90.82% | 89.68% | 86.72% | 86.48% | 85.94% | 85.49% |
avg mortgage rate | 6.56% | 4.76% | 3.08% | 3.44% | 4.47% | 4.71% | 4.27% | 3.99% | 4.20% |
% 15 year fixed mortgage | 4.13% | 6.07% | 7.10% | 7.59% | 8.64% | 11.05% | 11.39% | 11.92% | 12.54% |
avg mortgage rate | 5.78% | 3.82% | 2.43% | 2.95% | 3.81% | 4.03% | 3.50% | 3.24% | 3.35% |
Avg credit score | 746.54 | 753.21 | 752.55 | 753.42 | 750.29 | 749.33 | 750.61 | 750.86 | 750.05 |
Avg LTV (loan to value) | 84.29% | 84.59% | 84.94% | 84.88% | 83.96% | 81.23% | 82.69% | 83.43% | 83.14% |
Avg DTI (debt to income) | 37.77 | 35.98 | 34.29 | 34.89 | 35.22 | 34.91 | 34.22 | 34.04 | 33.38 |
% First time homebuyer | 57.37% | 53.38% | 49.34% | 48.67% | 46.40% | 37.66% | 37.61% | 40.40% | 40.90% |
Avg mortgage insurance % | 15.22% | 15.08% | 14.83% | 14.79% | 13.78% | 10.96% | 12.07% | 13.11% | 12.52% |
Best Mortgage Brokers around La Salle, Michigan 48145
For those searching for a new home in La Salle, we have compiled a list of the top mortgage brokers located in and around La Salle, Michigan 48145 to assist you with your search.
Total Home Lending
36887 Schoolcraft Rd
Livonia MI 48145
(734) 632-0000
http://livoniafhaloanlender.com
Top Flite Financial
33150 Schoolcraft Rd
Livonia MI 48145
(734) 469-4800
Home Loan Specialists
36139 Schoolcraft Rd
Livonia MI 48145
(734) 524-0400
admin@newvcorp.com
Colonial Mortgage
33919 Plymouth Rd
Livonia MI 48145
(734) 425-4520
apply@rossmortgage.com
National Home Lending
33101 Schoolcraft Rd
Livonia MI 48145
(734) 591-3333
http://www.nathomelending.com
Address
36887 Schoolcraft Rd
Livonia MI
Contact
(734) 632-0000
http://livoniafhaloanlender.com
Address
33150 Schoolcraft Rd
Livonia MI
Contact
(734) 469-4800
Address
36139 Schoolcraft Rd
Livonia MI
Contact
(734) 524-0400
admin@newvcorp.com