Compare Today’s Mortgage Rates in Lansing, Michigan 48910
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lansing, Michigan 48910.
Our search engine thoroughly explores all home mortgage options in Lansing, Michigan 48910, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $11,688 in lifetime cash or $32 per month in Lansing and other areas of Ingham county.
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Summary of Average Mortgages in Lansing, Michigan 48910
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lansing, Michigan 48910
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lansing, MI 48910. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lansing, Michigan 48910 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lansing, Michigan and around Ingham county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.86% | 96.23% | 92.63% | 93.73% | 91.54% | 86.64% | 85.13% | 85.86% | 87.79% |
| avg mortgage rate | 6.69% | 4.98% | 3.23% | 3.58% | 4.49% | 4.82% | 4.37% | 4.07% | 4.22% |
| % 15 year fixed mortgage | 3.14% | 3.39% | 7.08% | 4.51% | 7.19% | 11.07% | 13.29% | 11.78% | 11.07% |
| avg mortgage rate | 5.45% | 3.88% | 2.52% | 3.04% | 3.96% | 4.12% | 3.47% | 3.30% | 3.45% |
| Avg credit score | 739.04 | 743.79 | 746.72 | 745.77 | 766.91 | 745.64 | 748.34 | 747.21 | 754.11 |
| Avg LTV (loan to value) | 88.06% | 87.75% | 87.23% | 87.94% | 87.82% | 83.20% | 85.21% | 84.62% | 84.55% |
| Avg DTI (debt to income) | 36.49 | 35.63 | 33.65 | 33.90 | 33.52 | 32.77 | 32.98 | 32.59 | 32.97 |
| % First time homebuyer | 55.97% | 50.09% | 46.39% | 52.75% | 54.33% | 40.39% | 36.08% | 35.35% | 37.79% |
| Avg mortgage insurance % | 18.02% | 17.29% | 16.75% | 17.56% | 17.71% | 11.88% | 14.16% | 13.69% | 14.21% |
Best Mortgage Brokers around Lansing, Michigan 48910
For those searching for a new home in Lansing, we have compiled a list of the top mortgage brokers located in and around Lansing, Michigan 48910 to assist you with your search.
Name
Address
Contact
Watson Group Financial
227 S Washington Sq
Lansing MI 48910
(517) 719-4352
Advanced Mortgage Concepts
530 S Pine St
Lansing MI 48910
(517) 484-6610
Success Mortgage Partners
227 S Washington Sq
Lansing MI 48910
(517) 346-2900
Pacesetter Mortgage Co.
511 S Washington Ave
Lansing MI 48910
(517) 349-8200
http://www.thecentennialgroup.com
Entrepreneur Institute
105 W Allegan St
Lansing MI 48910
(517) 853-5890
info@yourfoundationforbusiness.com
Address
227 S Washington Sq
Lansing MI
Contact
(517) 719-4352
Address
530 S Pine St
Lansing MI
Contact
(517) 484-6610
Address
227 S Washington Sq
Lansing MI
Contact
(517) 346-2900