Compare Today’s Mortgage Rates in North Street, Michigan 48049
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in North Street, Michigan 48049.
Our search engine thoroughly explores all home mortgage options in North Street, Michigan 48049, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $680 in lifetime cash or $2 per month in North Street and other areas of Saint Clair county.
Summary of Average Mortgages in North Street, Michigan 48049
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Interactive Mortgage Rate Projections for North Street, Michigan 48049
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in North Street, MI 48049. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in North Street, Michigan 48049 from 2024 - 2016
We have compiled mortgage rates charts for home loans in North Street, Michigan and around Saint Clair county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.23% | 94.13% | 93.32% | 92.65% | 92.35% | 89.89% | 89.56% | 89.71% | 89.15% |
avg mortgage rate | 6.58% | 4.80% | 3.09% | 3.49% | 4.50% | 4.73% | 4.29% | 4.02% | 4.23% |
% 15 year fixed mortgage | 3.10% | 4.75% | 5.56% | 6.21% | 6.11% | 8.24% | 8.76% | 8.56% | 9.09% |
avg mortgage rate | 5.67% | 3.98% | 2.48% | 2.92% | 3.84% | 4.03% | 3.49% | 3.18% | 3.37% |
Avg credit score | 746.03 | 746.49 | 749.90 | 747.42 | 745.95 | 753.41 | 746.23 | 750.53 | 749.01 |
Avg LTV (loan to value) | 84.36% | 85.12% | 85.41% | 85.56% | 84.89% | 81.58% | 83.05% | 83.66% | 83.50% |
Avg DTI (debt to income) | 37.81 | 36.60 | 34.62 | 34.88 | 35.27 | 35.36 | 34.60 | 33.85 | 33.08 |
% First time homebuyer | 59.05% | 54.31% | 51.92% | 52.69% | 50.30% | 38.64% | 38.97% | 41.58% | 40.75% |
Avg mortgage insurance % | 15.15% | 15.52% | 15.39% | 15.44% | 14.68% | 11.44% | 12.40% | 13.46% | 13.31% |
Best Mortgage Brokers around North Street, Michigan 48049
For those searching for a new home in North Street, we have compiled a list of the top mortgage brokers located in and around North Street, Michigan 48049 to assist you with your search.
OneMain Financial
4355 24th Ave
Fort Gratiot MI 48049
(810) 385-1360
http://branches.onemainfinancial.com/mi/fort-gratiot/4355-24th-avenue.html
Check 'n Go
4009 24th Ave
Fort Gratiot MI 48049
(810) 385-8740
comments@checkngo.com
Capital Stop
17250 W 12 Mile Rd
Southfield MI 48049
(248) 416-8866
Americor Mortgage
1700 W Big Beaver Rd
Troy MI 48049
(248) 643-0800
http://www.americor.com
Arcs Commercial Mortgage
100 W Big Beaver Rd
Troy MI 48049
(248) 740-0353
Address
4355 24th Ave
Fort Gratiot MI
Contact
(810) 385-1360
http://branches.onemainfinancial.com/mi/fort-gratiot/4355-24th-avenue.html
Address
4009 24th Ave
Fort Gratiot MI
Contact
(810) 385-8740
comments@checkngo.com
Address
17250 W 12 Mile Rd
Southfield MI
Contact
(248) 416-8866