Compare Today’s Mortgage Rates in Quincy, Michigan 49082
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Quincy, Michigan 49082.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,687 over the lifetime of your 30-year fixed loan, or a monthly savings of $21 in Quincy and other areas of Branch county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Quincy, Michigan 49082
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Quincy, Michigan 49082
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Quincy, MI 49082. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Quincy, Michigan 49082 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Quincy, Michigan and around Branch county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.40% | 92.48% | 91.13% | 90.41% | 89.65% | 86.86% | 86.35% | 83.37% | 82.01% |
avg mortgage rate | 6.60% | 4.75% | 3.12% | 3.43% | 4.46% | 4.67% | 4.17% | 3.89% | 4.08% |
% 15 year fixed mortgage | 5.88% | 5.79% | 6.96% | 7.13% | 7.83% | 10.10% | 11.02% | 12.98% | 14.37% |
avg mortgage rate | 6.08% | 3.76% | 2.42% | 2.96% | 3.76% | 4.01% | 3.34% | 3.06% | 3.24% |
Avg credit score | 763.63 | 747.23 | 754.02 | 753.85 | 752.04 | 754.54 | 751.54 | 746.78 | 753.52 |
Avg LTV (loan to value) | 84.76% | 84.89% | 84.93% | 85.02% | 84.16% | 82.72% | 83.09% | 83.49% | 82.35% |
Avg DTI (debt to income) | 36.51 | 35.25 | 33.30 | 33.28 | 33.73 | 33.36 | 32.98 | 32.61 | 31.94 |
% First time homebuyer | 45.28% | 40.64% | 36.82% | 34.18% | 35.62% | 26.60% | 25.89% | 25.09% | 24.96% |
Avg mortgage insurance % | 15.61% | 15.43% | 15.22% | 15.06% | 14.42% | 12.32% | 12.81% | 12.83% | 11.66% |
Best Mortgage Brokers around Quincy, Michigan 49082
For those searching for a new home in Quincy, we have compiled a list of the top mortgage brokers located in and around Quincy, Michigan 49082 to assist you with your search.
Name
Address
Contact
Check 'n Go
2090 Niles Rd
Saint Joseph MI 49082
(269) 982-3400
comments@checkngo.com
Anchor Mortgage
811 Ship St
Saint Joseph MI 49082
(269) 428-5151
Wells Fargo Home Mortgage
421 Main St
Saint Joseph MI 49082
(269) 982-5626
http://www.wellsfargo.com/mortgage/
Metrocities Mortgage
211 Hilltop Rd
Saint Joseph MI 49082
(269) 983-3633
G W Jones Mortgage Co.
111 Main St
Saint Joseph MI 49082
(269) 983-7311
Address
2090 Niles Rd
Saint Joseph MI
Contact
(269) 982-3400
comments@checkngo.com
Address
811 Ship St
Saint Joseph MI
Contact
(269) 428-5151
Address
421 Main St
Saint Joseph MI
Contact
(269) 982-5626
http://www.wellsfargo.com/mortgage/