Compare Today’s Mortgage Rates in Wheeler, Michigan 48662
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Wheeler, Michigan 48662.
Our search engine thoroughly explores all home mortgage options in Wheeler, Michigan 48662, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,204 in lifetime cash or $12 per month in Wheeler and other areas of Gratiot county.
Summary of Average Mortgages in Wheeler, Michigan 48662
Become a certified mortgage expert on Pureloan.com
in Wheeler, Michigan 48662
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Wheeler, Michigan 48662
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wheeler, MI 48662. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wheeler, Michigan 48662 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wheeler, Michigan and around Gratiot county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.18% | 91.38% | 88.96% | 81.50% | 86.83% | 80.13% | 77.71% | 77.40% | 78.19% |
avg mortgage rate | 6.81% | 4.85% | 3.21% | 3.45% | 4.51% | 4.77% | 4.23% | 3.95% | 4.14% |
% 15 year fixed mortgage | 5.30% | 5.81% | 9.82% | 15.18% | 8.33% | 15.71% | 16.88% | 18.49% | 17.11% |
avg mortgage rate | 6.10% | 4.06% | 2.63% | 2.90% | 3.83% | 4.20% | 3.41% | 3.10% | 3.32% |
Avg credit score | 738.14 | 744.83 | 746.40 | 748.73 | 748.99 | 752.39 | 750.95 | 751.26 | 754.98 |
Avg LTV (loan to value) | 84.17% | 84.73% | 83.90% | 83.60% | 83.35% | 81.23% | 81.23% | 81.89% | 81.74% |
Avg DTI (debt to income) | 36.02 | 36.32 | 32.86 | 33.23 | 33.58 | 32.55 | 32.37 | 31.62 | 31.69 |
% First time homebuyer | 31.06% | 35.07% | 30.98% | 25.78% | 25.00% | 21.79% | 16.56% | 26.37% | 13.09% |
Avg mortgage insurance % | 14.91% | 14.94% | 13.18% | 12.56% | 11.50% | 10.88% | 10.18% | 10.34% | 9.53% |
Best Mortgage Brokers around Wheeler, Michigan 48662
For those searching for a new home in Wheeler, we have compiled a list of the top mortgage brokers located in and around Wheeler, Michigan 48662 to assist you with your search.
Housing Consulting Services
806 W Houghton Ave
West Branch MI 48662
(989) 345-5390
911@ogemawcountymi.gov
Instant Cash Advance
2496 I 75 Business Loop
West Branch MI 48662
(989) 345-0400
accounts@instantcashmi.com
Executive Mortgage Of Michigan
100 W Midland St
Bay City MI 48662
(989) 671-3500
adoner@newexecmtg.com
Academy Mortgage - Bay City
1901 S Euclid Ave
Bay City MI 48662
(989) 671-2701
contact@academymortgage.com
Cross Countrymortgage
3865 Wilder Rd
Bay City MI 48662
(989) 686-8800
http://www.crosscountrytrevor.com/
Address
806 W Houghton Ave
West Branch MI
Contact
(989) 345-5390
911@ogemawcountymi.gov
Address
2496 I 75 Business Loop
West Branch MI
Contact
(989) 345-0400
accounts@instantcashmi.com
Address
100 W Midland St
Bay City MI
Contact
(989) 671-3500
adoner@newexecmtg.com