Compare Today’s Mortgage Rates in Belgrade, Minnesota 56312
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Belgrade, Minnesota 56312.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Belgrade, Minnesota 56312. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,376 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Belgrade and other areas of Stearns county.
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Summary of Average Mortgages in Belgrade, Minnesota 56312
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Belgrade, Minnesota 56312
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Belgrade, MN 56312. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Belgrade, Minnesota 56312 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Belgrade, Minnesota and around Stearns county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.90% | 92.55% | 91.95% | 90.99% | 89.35% | 87.28% | 86.50% | 88.30% | 86.36% |
| avg mortgage rate | 6.57% | 4.68% | 2.98% | 3.27% | 4.27% | 4.57% | 4.10% | 3.82% | 4.01% |
| % 15 year fixed mortgage | 4.00% | 5.51% | 6.39% | 6.90% | 8.10% | 9.68% | 10.09% | 9.32% | 11.22% |
| avg mortgage rate | 5.77% | 3.87% | 2.37% | 2.77% | 3.68% | 3.92% | 3.33% | 3.06% | 3.18% |
| Avg credit score | 745.66 | 762.69 | 752.53 | 762.15 | 760.96 | 758.54 | 767.62 | 754.46 | 761.31 |
| Avg LTV (loan to value) | 83.93% | 83.78% | 84.16% | 84.74% | 83.96% | 81.72% | 82.90% | 83.67% | 83.27% |
| Avg DTI (debt to income) | 37.04 | 35.44 | 33.53 | 33.40 | 33.83 | 32.84 | 33.07 | 32.60 | 32.29 |
| % First time homebuyer | 45.79% | 38.78% | 33.15% | 36.77% | 34.40% | 26.51% | 27.04% | 24.29% | 23.91% |
| Avg mortgage insurance % | 15.10% | 14.52% | 14.50% | 15.08% | 13.81% | 11.60% | 12.68% | 13.88% | 13.33% |
Best Mortgage Brokers around Belgrade, Minnesota 56312
For those searching for a new home in Belgrade, we have compiled a list of the top mortgage brokers located in and around Belgrade, Minnesota 56312 to assist you with your search.
Name
Address
Contact
Midsota Mortgage
2241 Roosevelt Rd
Saint Cloud MN 56312
(320) 258-3426
Custom Mortgage Services
4180 Thielman Ln
Saint Cloud MN 56312
(320) 229-2675
http://www.cmsmn.com
TCF Bank
250 33rd Ave S
Saint Cloud MN 56312
(320) 654-9006
support-auto91@tcfexpress.com
Northland Capital
333 33rd Ave S
Saint Cloud MN 56312
(320) 252-2122
mail@northlandcapital.com
Primelending
3333 W Division St
Saint Cloud MN 56312
(320) 240-6800
austincentral@primelending.com
Address
2241 Roosevelt Rd
Saint Cloud MN
Contact
(320) 258-3426
Address
4180 Thielman Ln
Saint Cloud MN
Contact
(320) 229-2675
http://www.cmsmn.com
Address
250 33rd Ave S
Saint Cloud MN
Contact
(320) 654-9006
support-auto91@tcfexpress.com