Compare Today’s Mortgage Rates in Dalton, Minnesota 56324
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Dalton, Minnesota 56324.
Our search engine thoroughly explores all home mortgage options in Dalton, Minnesota 56324, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,885 in lifetime cash or $16 per month in Dalton and other areas of Otter Tail county.
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Summary of Average Mortgages in Dalton, Minnesota 56324
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Dalton, Minnesota 56324
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Dalton, MN 56324. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Dalton, Minnesota 56324 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Dalton, Minnesota and around Otter Tail county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.90% | 92.55% | 91.95% | 90.99% | 89.35% | 87.28% | 86.50% | 88.30% | 86.36% |
avg mortgage rate | 6.57% | 4.68% | 2.98% | 3.27% | 4.27% | 4.57% | 4.10% | 3.82% | 4.01% |
% 15 year fixed mortgage | 4.00% | 5.51% | 6.39% | 6.90% | 8.10% | 9.68% | 10.09% | 9.32% | 11.22% |
avg mortgage rate | 5.77% | 3.87% | 2.37% | 2.77% | 3.68% | 3.92% | 3.33% | 3.06% | 3.18% |
Avg credit score | 745.66 | 762.69 | 752.53 | 762.15 | 760.96 | 758.54 | 767.62 | 754.46 | 761.31 |
Avg LTV (loan to value) | 83.93% | 83.78% | 84.16% | 84.74% | 83.96% | 81.72% | 82.90% | 83.67% | 83.27% |
Avg DTI (debt to income) | 37.04 | 35.44 | 33.53 | 33.40 | 33.83 | 32.84 | 33.07 | 32.60 | 32.29 |
% First time homebuyer | 45.79% | 38.78% | 33.15% | 36.77% | 34.40% | 26.51% | 27.04% | 24.29% | 23.91% |
Avg mortgage insurance % | 15.10% | 14.52% | 14.50% | 15.08% | 13.81% | 11.60% | 12.68% | 13.88% | 13.33% |
Best Mortgage Brokers around Dalton, Minnesota 56324
For those searching for a new home in Dalton, we have compiled a list of the top mortgage brokers located in and around Dalton, Minnesota 56324 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
20 Red River Ave S
Cold Spring MN 56324
(320) 685-9980
reportphish@wellsfargo.com
Rothfork Dave & Denise
11112 60th St NE
Foley MN 56324
(320) 968-6416
Midsota Mortgage
2241 Roosevelt Rd
Saint Cloud MN 56324
(320) 258-3426
Custom Mortgage Services
4180 Thielman Ln
Saint Cloud MN 56324
(320) 229-2675
http://www.cmsmn.com
TCF Bank
250 33rd Ave S
Saint Cloud MN 56324
(320) 654-9006
support-auto91@tcfexpress.com
Address
20 Red River Ave S
Cold Spring MN
Contact
(320) 685-9980
reportphish@wellsfargo.com
Address
11112 60th St NE
Foley MN
Contact
(320) 968-6416
Address
2241 Roosevelt Rd
Saint Cloud MN
Contact
(320) 258-3426