Compare Today’s Mortgage Rates in Hardwick, Minnesota 56134
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hardwick, Minnesota 56134.
Our search engine thoroughly explores all home mortgage options in Hardwick, Minnesota 56134, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,643 in lifetime cash or $13 per month in Hardwick and other areas of Rock county.
Summary of Average Mortgages in Hardwick, Minnesota 56134
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Interactive Mortgage Rate Projections for Hardwick, Minnesota 56134
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hardwick, MN 56134. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hardwick, Minnesota 56134 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hardwick, Minnesota and around Rock county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.90% | 92.55% | 91.95% | 90.99% | 89.35% | 87.28% | 86.50% | 88.30% | 86.36% |
avg mortgage rate | 6.57% | 4.68% | 2.98% | 3.27% | 4.27% | 4.57% | 4.10% | 3.82% | 4.01% |
% 15 year fixed mortgage | 4.00% | 5.51% | 6.39% | 6.90% | 8.10% | 9.68% | 10.09% | 9.32% | 11.22% |
avg mortgage rate | 5.77% | 3.87% | 2.37% | 2.77% | 3.68% | 3.92% | 3.33% | 3.06% | 3.18% |
Avg credit score | 745.66 | 762.69 | 752.53 | 762.15 | 760.96 | 758.54 | 767.62 | 754.46 | 761.31 |
Avg LTV (loan to value) | 83.93% | 83.78% | 84.16% | 84.74% | 83.96% | 81.72% | 82.90% | 83.67% | 83.27% |
Avg DTI (debt to income) | 37.04 | 35.44 | 33.53 | 33.40 | 33.83 | 32.84 | 33.07 | 32.60 | 32.29 |
% First time homebuyer | 45.79% | 38.78% | 33.15% | 36.77% | 34.40% | 26.51% | 27.04% | 24.29% | 23.91% |
Avg mortgage insurance % | 15.10% | 14.52% | 14.50% | 15.08% | 13.81% | 11.60% | 12.68% | 13.88% | 13.33% |
Best Mortgage Brokers around Hardwick, Minnesota 56134
For those searching for a new home in Hardwick, we have compiled a list of the top mortgage brokers located in and around Hardwick, Minnesota 56134 to assist you with your search.
Wells Fargo Home Mortgage
1010 2nd Ave
Worthington MN 56134
(507) 372-5435
http://www.wellsfargo.com/mortgage/
OneMain Financial
1151 Ryans Rd
Worthington MN 56134
(507) 372-3790
http://branches.onemainfinancial.com/mn/worthington/1151-ryans-road.html
Laporte Group Mortgage Brokers
614 2nd St
Jackson MN 56134
(507) 847-4466
http://www.laportegroup.net
First Financial
706 2nd St
Jackson MN 56134
(507) 847-2982
http://www.midwesthomeloans.com
Guaranteed Rate
2500 Maple Ave
Slayton MN 56134
(507) 836-6552
http://clicks.superpages.com/ct/clickThrough
Address
1010 2nd Ave
Worthington MN
Contact
(507) 372-5435
http://www.wellsfargo.com/mortgage/
Address
1151 Ryans Rd
Worthington MN
Contact
(507) 372-3790
http://branches.onemainfinancial.com/mn/worthington/1151-ryans-road.html
Address
614 2nd St
Jackson MN
Contact
(507) 847-4466
http://www.laportegroup.net