Compare Today’s Mortgage Rates for Saint Paul, Minnesota
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Saint Paul, Minnesota 55191. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,924 or $33 / month in Saint Paul and surrounding areas of Dakota county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Saint Paul, Minnesota 55191.
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Summary of Average Mortgage Terms in Saint Paul, Minnesota 55191
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Saint Paul, MN 55191, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Saint Paul, Minnesota 55191 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Saint Paul, Minnesota and around Dakota county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.45% | 88.09% | 88.15% | 88.87% | 92.59% | 91.29% | 92.43% | 92.49% |
| avg mortgage rate | 4.85% | 4.61% | 3.85% | 3.93% | 4.40% | 4.08% | 3.87% | 4.09% |
| % 15 year fixed mortgage | 6.75% | 8.91% | 8.89% | 8.96% | 5.77% | 6.70% | 6.03% | 5.95% |
| avg mortgage rate | 4.20% | 3.90% | 3.21% | 3.07% | 3.49% | 3.29% | 3.09% | 3.11% |
| Avg credit score | 768.41 | 766.70 | 764.00 | 762.15 | 756.78 | 754.96 | 753.27 | 752.33 |
| Avg LTV (loan to value) | 77.02% | 79.31% | 81.61% | 82.72% | 83.51% | 84.33% | 84.12% | 83.28% |
| Avg DTI (debt to income) | 32.97 | 33.18 | 32.84 | 33.24 | 34.03 | 34.27 | 34.39 | 34.57 |
| % First time homebuyer | 22.52% | 19.02% | 19.77% | 27.02% | 28.55% | 27.81% | 26.28% | 30.03% |
| Avg mortgage insurance % | 5.06% | 7.63% | 10.82% | 12.45% | 14.51% | 15.49% | 14.69% | 13.80% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Saint Paul, Minnesota 55191
If you’re looking to buy a new home in Saint Paul, we have compiled a list of the leading mortgage brokers around Saint Paul, Minnesota 55191 to help you with your search.
Name
Address
Contact
Progressive Lending Solutions
2277 Highway 36 W
Saint Paul MN 55191
(651) 636-2840
info@progressivels.com
Acceptance Mortgage
1711 County Rd
Saint Paul MN 55191
(651) 636-4660
http://www.commerce.state.mn.us
Kalos Mortgage
2345 Rice St
Saint Paul MN 55191
(651) 765-0885
http://www.kalosmortgage.com
Choice One Home Services
152 Rosedale Ctr
Saint Paul MN 55191
(651) 288-2260
Mortgage & Investment
2594 Rice St
Saint Paul MN 55191
(651) 203-0661
Address
2277 Highway 36 W
Saint Paul MN
Contact
(651) 636-2840
info@progressivels.com
Address
1711 County Rd
Saint Paul MN
Contact
(651) 636-4660
http://www.commerce.state.mn.us
Address
2345 Rice St
Saint Paul MN
Contact
(651) 765-0885
http://www.kalosmortgage.com