Compare Today’s Mortgage Rates in Waterville, Minnesota 56096
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Waterville, Minnesota 56096.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Waterville, Minnesota 56096. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,546 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Waterville and other areas of Le Sueur county.
Summary of Average Mortgages in Waterville, Minnesota 56096
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Interactive Mortgage Rate Projections for Waterville, Minnesota 56096
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Waterville, MN 56096. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Waterville, Minnesota 56096 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Waterville, Minnesota and around Le Sueur county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.90% | 92.55% | 91.95% | 90.99% | 89.35% | 87.28% | 86.50% | 88.30% | 86.36% |
avg mortgage rate | 6.57% | 4.68% | 2.98% | 3.27% | 4.27% | 4.57% | 4.10% | 3.82% | 4.01% |
% 15 year fixed mortgage | 4.00% | 5.51% | 6.39% | 6.90% | 8.10% | 9.68% | 10.09% | 9.32% | 11.22% |
avg mortgage rate | 5.77% | 3.87% | 2.37% | 2.77% | 3.68% | 3.92% | 3.33% | 3.06% | 3.18% |
Avg credit score | 745.66 | 762.69 | 752.53 | 762.15 | 760.96 | 758.54 | 767.62 | 754.46 | 761.31 |
Avg LTV (loan to value) | 83.93% | 83.78% | 84.16% | 84.74% | 83.96% | 81.72% | 82.90% | 83.67% | 83.27% |
Avg DTI (debt to income) | 37.04 | 35.44 | 33.53 | 33.40 | 33.83 | 32.84 | 33.07 | 32.60 | 32.29 |
% First time homebuyer | 45.79% | 38.78% | 33.15% | 36.77% | 34.40% | 26.51% | 27.04% | 24.29% | 23.91% |
Avg mortgage insurance % | 15.10% | 14.52% | 14.50% | 15.08% | 13.81% | 11.60% | 12.68% | 13.88% | 13.33% |
Best Mortgage Brokers around Waterville, Minnesota 56096
For those searching for a new home in Waterville, we have compiled a list of the top mortgage brokers located in and around Waterville, Minnesota 56096 to assist you with your search.
Wells Fargo Home Mortgage
1010 2nd Ave
Worthington MN 56096
(507) 372-5435
http://www.wellsfargo.com/mortgage/
OneMain Financial
1151 Ryans Rd
Worthington MN 56096
(507) 372-3790
http://branches.onemainfinancial.com/mn/worthington/1151-ryans-road.html
Laporte Group Mortgage Brokers
614 2nd St
Jackson MN 56096
(507) 847-4466
http://www.laportegroup.net
First Financial
706 2nd St
Jackson MN 56096
(507) 847-2982
http://www.midwesthomeloans.com
Guaranteed Rate
2500 Maple Ave
Slayton MN 56096
(507) 836-6552
http://clicks.superpages.com/ct/clickThrough
Address
1010 2nd Ave
Worthington MN
Contact
(507) 372-5435
http://www.wellsfargo.com/mortgage/
Address
1151 Ryans Rd
Worthington MN
Contact
(507) 372-3790
http://branches.onemainfinancial.com/mn/worthington/1151-ryans-road.html
Address
614 2nd St
Jackson MN
Contact
(507) 847-4466
http://www.laportegroup.net