Compare Today’s Mortgage Rates in Alba, Missouri 64830
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Alba, Missouri 64830.
Our search engine thoroughly explores all home mortgage options in Alba, Missouri 64830, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,961 in lifetime cash or $8 per month in Alba and other areas of Jasper county.
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Summary of Average Mortgages in Alba, Missouri 64830
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Alba, Missouri 64830
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Alba, MO 64830. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Alba, Missouri 64830 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Alba, Missouri and around Jasper county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.23% | 94.67% | 92.63% | 89.50% | 83.87% | 88.37% | 83.33% | 75.51% | 80.28% |
| avg mortgage rate | 6.58% | 4.65% | 3.05% | 3.46% | 4.43% | 4.70% | 4.26% | 3.90% | 4.15% |
| % 15 year fixed mortgage | 1.89% | 2.87% | 5.10% | 9.50% | 12.26% | 9.30% | 15.69% | 19.39% | 15.49% |
| avg mortgage rate | 6.38% | 4.18% | 2.36% | 3.03% | 4.05% | 4.07% | 3.64% | 3.29% | 3.38% |
| Avg credit score | 753.94 | 746.09 | 748.01 | 747.65 | 746.83 | 735.64 | 748.81 | 748.72 | 751.41 |
| Avg LTV (loan to value) | 82.43% | 82.96% | 84.62% | 85.79% | 83.77% | 84.21% | 84.28% | 81.31% | 83.20% |
| Avg DTI (debt to income) | 36.34 | 34.27 | 33.99 | 33.00 | 32.31 | 33.39 | 32.33 | 32.17 | 30.44 |
| % First time homebuyer | 47.17% | 36.07% | 24.65% | 30.50% | 25.81% | 23.26% | 24.51% | 25.51% | 19.72% |
| Avg mortgage insurance % | 13.79% | 14.47% | 15.10% | 15.91% | 15.26% | 14.47% | 14.34% | 11.05% | 13.58% |
Best Mortgage Brokers around Alba, Missouri 64830
For those searching for a new home in Alba, we have compiled a list of the top mortgage brokers located in and around Alba, Missouri 64830 to assist you with your search.
Name
Address
Contact
Tower Loan
2206 S Maple St
Carthage MO 64830
(417) 358-2282
http://www.towerloan.com/
World Finance
120 E 4th St
Carthage MO 64830
(417) 359-5510
http://worldacceptance.com
Missouri Capital Finance
401 W Central Ave
Carthage MO 64830
(417) 359-8662
http://www.mocapital.com
Continental Credit Corporation
405 W Central Ave
Carthage MO 64830
(417) 358-0120
Gemini Funding
120 W 4th St
Carthage MO 64830
(417) 359-9391
Address
2206 S Maple St
Carthage MO
Contact
(417) 358-2282
http://www.towerloan.com/
Address
120 E 4th St
Carthage MO
Contact
(417) 359-5510
http://worldacceptance.com
Address
401 W Central Ave
Carthage MO
Contact
(417) 359-8662
http://www.mocapital.com