Compare Today’s Mortgage Rates in Saint Charles, Missouri 63302
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Saint Charles, Missouri 63302.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Saint Charles, Missouri 63302. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,467 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Saint Charles and other areas of Saint Charles county.
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Summary of Average Mortgages in Saint Charles, Missouri 63302
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Saint Charles, Missouri 63302
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Saint Charles, MO 63302. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Saint Charles, Missouri 63302 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Saint Charles, Missouri and around Saint Charles county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 71.43% | 82.76% | 86.36% | 88.00% | 70.00% | 50.00% | 65.38% | 77.78% | |
avg mortgage rate | 4.03% | 3.90% | 4.26% | 4.58% | 4.01% | 4.04% | 4.72% | 4.93% | |
% 15 year fixed mortgage | 28.57% | 13.79% | 13.64% | 4.00% | 10.00% | 25.00% | 23.08% | 20.00% | |
avg mortgage rate | 3.50% | 3.09% | 3.37% | 3.25% | 3.06% | 3.54% | 4.10% | 4.36% | |
Avg credit score | 778.86 | 751.55 | 748.68 | 758.08 | 751.30 | 760.68 | 754.50 | 764.22 | |
Avg LTV (loan to value) | 81.00% | 80.59% | 86.86% | 81.20% | 77.80% | 80.32% | 75.23% | 74.47% | |
Avg DTI (debt to income) | 25.43 | 32.83 | 29.82 | 30.56 | 33.20 | 32.71 | 33.77 | 30.40 | |
% First time homebuyer | 34.48% | 31.82% | 16.00% | 15.00% | 21.43% | 3.85% | 6.67% | ||
Avg mortgage insurance % | 12.14% | 10.83% | 14.64% | 10.40% | 6.35% | 5.50% | 2.31% | 3.64% |
Best Mortgage Brokers around Saint Charles, Missouri 63302
For those searching for a new home in Saint Charles, we have compiled a list of the top mortgage brokers located in and around Saint Charles, Missouri 63302 to assist you with your search.
Name
Address
Contact
North American Savings Bank Fsb
1014 Country Club Rd
Saint Charles MO 63302
(888) 748-0878
Allied Mortgage
1550 Wall St
Saint Charles MO 63302
(636) 916-3866
Refis4u
952 Cottontail Ln
Saint Charles MO 63302
(636) 244-1726
Countrywide Full Spectrum
1551 Wall St
Saint Charles MO 63302
(636) 925-7900
http://www.fullspectrumlending.com/
Premier Residential Mortgage
3729 Veterans Memorial Pkwy
Saint Charles MO 63302
(314) 336-4800
http://www.prm.bz.com
Address
1014 Country Club Rd
Saint Charles MO
Contact
(888) 748-0878
Address
1550 Wall St
Saint Charles MO
Contact
(636) 916-3866
Address
952 Cottontail Ln
Saint Charles MO
Contact
(636) 244-1726