Compare Today’s Mortgage Rates for Springfield, Missouri
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Springfield, Missouri 65899. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,858 or $13 / month in Springfield and surrounding areas of Greene county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Springfield, Missouri 65899.
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Summary of Average Mortgage Terms in Springfield, Missouri 65899
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Springfield, MO 65899, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Springfield, Missouri 65899 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Springfield, Missouri and around Greene county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.67% | 80.57% | 81.58% | 82.61% | 81.95% | 83.80% | 85.44% | 84.73% |
| avg mortgage rate | 4.90% | 4.73% | 3.86% | 4.00% | 4.44% | 4.11% | 3.91% | 4.13% |
| % 15 year fixed mortgage | 9.44% | 16.60% | 15.63% | 15.29% | 14.16% | 13.42% | 12.64% | 11.45% |
| avg mortgage rate | 4.28% | 3.82% | 3.13% | 3.25% | 3.47% | 3.24% | 3.06% | 3.32% |
| Avg credit score | 760.71 | 760.61 | 764.19 | 761.15 | 759.46 | 755.38 | 757.12 | 754.37 |
| Avg LTV (loan to value) | 75.43% | 76.66% | 76.13% | 78.30% | 78.15% | 78.34% | 80.38% | 80.71% |
| Avg DTI (debt to income) | 32.61 | 31.33 | 31.00 | 32.21 | 32.58 | 32.92 | 33.53 | 34.25 |
| % First time homebuyer | 16.89% | 16.19% | 16.45% | 23.24% | 23.64% | 22.91% | 24.43% | 19.85% |
| Avg mortgage insurance % | 2.76% | 3.63% | 3.87% | 6.16% | 7.18% | 6.74% | 8.65% | 9.30% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Springfield, Missouri 65899
If you’re looking to buy a new home in Springfield, we have compiled a list of the leading mortgage brokers around Springfield, Missouri 65899 to help you with your search.
Name
Address
Contact
Summit Home Mortgage
1446 E Republic Rd
Springfield MO 65899
(417) 886-6663
Franklin American Mortgage com
1730 E Republic Rd
Springfield MO 65899
(417) 881-5709
Flat Branch Mortgage
3812 S Fremont Ave
Springfield MO 65899
(417) 885-3900
PrimeLending, A PlainsCapital Company
1329 E Republic Rd
Springfield MO 65899
(417) 616-0777
asemple@primelending.com
Farris Mortgage
1350 E Bradford Pkwy
Springfield MO 65899
(417) 887-9595
bfarris@farrismortgage.com
Address
1446 E Republic Rd
Springfield MO
Contact
(417) 886-6663
Address
1730 E Republic Rd
Springfield MO
Contact
(417) 881-5709
Address
3812 S Fremont Ave
Springfield MO
Contact
(417) 885-3900