Compare Today’s Mortgage Rates for Springfield, Missouri
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Springfield, Missouri 65802. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,929 or $16 / month in Springfield and other areas of Greene county.
Our search engine explores all home mortgage options in Springfield, Missouri 65802, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Springfield, Missouri 65802
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Interactive Mortgage Rate Projections for Springfield, MO
To forecast and predict mortgage rates in Springfield, MO 65802, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Springfield, Missouri 65802 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Springfield, Missouri and around Greene county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.67% | 80.57% | 81.58% | 82.61% | 81.95% | 83.80% | 85.44% | 84.73% |
| avg mortgage rate | 4.90% | 4.73% | 3.86% | 4.00% | 4.44% | 4.11% | 3.91% | 4.13% |
| % 15 year fixed mortgage | 9.44% | 16.60% | 15.63% | 15.29% | 14.16% | 13.42% | 12.64% | 11.45% |
| avg mortgage rate | 4.28% | 3.82% | 3.13% | 3.25% | 3.47% | 3.24% | 3.06% | 3.32% |
| Avg credit score | 760.71 | 760.61 | 764.19 | 761.15 | 759.46 | 755.38 | 757.12 | 754.37 |
| Avg LTV (loan to value) | 75.43% | 76.66% | 76.13% | 78.30% | 78.15% | 78.34% | 80.38% | 80.71% |
| Avg DTI (debt to income) | 32.61 | 31.33 | 31.00 | 32.21 | 32.58 | 32.92 | 33.53 | 34.25 |
| % First time homebuyer | 16.89% | 16.19% | 16.45% | 23.24% | 23.64% | 22.91% | 24.43% | 19.85% |
| Avg mortgage insurance % | 2.76% | 3.63% | 3.87% | 6.16% | 7.18% | 6.74% | 8.65% | 9.30% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Springfield, Missouri 65802
If you’re looking to buy a new home in Springfield, we have compiled a list of the leading mortgage brokers around Springfield, Missouri 65802 to help you with your search.
Southwest Mortgage Co.
5633 S Farm Road 139
Springfield MO 65802
(417) 865-1776
http://www.southwest-mortgage.com
AAA Payday Advance
5051 S National Ave
Springfield MO 65802
(866) 606-5626
http://www.aaapaydaycash.com
Missouri Mortgage Services
4560 S Campbell Ave
Springfield MO 65802
(417) 890-5155
Fairway Independent Mortgage
4905 S National Ave
Springfield MO 65802
(417) 889-7778
http://fairwayindependentmc.com
OneMain Financial
4728 S Campbell Ave
Springfield MO 65802
(417) 883-5525
http://branches.onemainfinancial.com/mo/springfield/4728-s--campbell.html
Address
5633 S Farm Road 139
Springfield MO
Contact
(417) 865-1776
http://www.southwest-mortgage.com
Address
5051 S National Ave
Springfield MO
Contact
(866) 606-5626
http://www.aaapaydaycash.com
Address
4560 S Campbell Ave
Springfield MO
Contact
(417) 890-5155