Compare Today’s Mortgage Rates in Lawrence, Mississippi 39336
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lawrence, Mississippi 39336.
Our search engine thoroughly explores all home mortgage options in Lawrence, Mississippi 39336, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,809 in lifetime cash or $22 per month in Lawrence and other areas of Newton county.
Summary of Average Mortgages in Lawrence, Mississippi 39336
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Interactive Mortgage Rate Projections for Lawrence, Mississippi 39336
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lawrence, MS 39336. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lawrence, Mississippi 39336 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lawrence, Mississippi and around Newton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.23% | 91.01% | 92.26% | 93.69% | 90.28% | 90.35% | 86.23% | 88.89% | 90.34% |
avg mortgage rate | 6.60% | 4.70% | 3.07% | 3.32% | 4.41% | 4.61% | 4.16% | 3.88% | 4.02% |
% 15 year fixed mortgage | 3.85% | 6.85% | 6.50% | 4.37% | 6.90% | 6.75% | 10.12% | 10.10% | 8.70% |
avg mortgage rate | 6.06% | 3.74% | 2.51% | 2.88% | 3.85% | 4.16% | 3.47% | 3.04% | 3.33% |
Avg credit score | 757.43 | 773.37 | 751.76 | 751.50 | 753.12 | 751.76 | 749.12 | 742.59 | 755.96 |
Avg LTV (loan to value) | 83.12% | 82.08% | 83.85% | 85.30% | 83.10% | 83.45% | 83.13% | 85.96% | 83.91% |
Avg DTI (debt to income) | 37.21 | 34.79 | 33.30 | 33.53 | 33.28 | 32.96 | 32.05 | 32.32 | 31.03 |
% First time homebuyer | 41.35% | 32.12% | 23.07% | 35.19% | 31.97% | 24.76% | 29.15% | 29.29% | 24.64% |
Avg mortgage insurance % | 16.11% | 13.60% | 14.56% | 16.58% | 13.95% | 14.33% | 14.79% | 17.54% | 14.43% |
Best Mortgage Brokers around Lawrence, Mississippi 39336
For those searching for a new home in Lawrence, we have compiled a list of the top mortgage brokers located in and around Lawrence, Mississippi 39336 to assist you with your search.
1st Franklin Financial
105 Northside Plz
Newton MS 39336
(601) 683-6048
bcheek3@1ffc.com
Reliable Finance
121 Scanlan St
Newton MS 39336
(601) 683-3171
http://www.towerloan.com/
First South Farm Credit
9769 Eastside Drive Ext
Newton MS 39336
(601) 635-5664
mtjohnson@firstsouthland.com
First South Farm Credit
306 N Main St
Newton MS 39336
(601) 683-2752
http://www.firstsouthland.com
Tower Finance Co.
111 W Church St
Newton MS 39336
(601) 683-3641
Address
105 Northside Plz
Newton MS
Contact
(601) 683-6048
bcheek3@1ffc.com
Address
121 Scanlan St
Newton MS
Contact
(601) 683-3171
http://www.towerloan.com/
Address
9769 Eastside Drive Ext
Newton MS
Contact
(601) 635-5664
mtjohnson@firstsouthland.com