Compare Today’s Mortgage Rates in Liberty, Mississippi 39645
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Liberty, Mississippi 39645.
Our search engine thoroughly explores all home mortgage options in Liberty, Mississippi 39645, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $7,077 in lifetime cash or $20 per month in Liberty and other areas of Amite county.
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Summary of Average Mortgages in Liberty, Mississippi 39645
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Liberty, Mississippi 39645
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Liberty, MS 39645. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Liberty, Mississippi 39645 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Liberty, Mississippi and around Amite county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.23% | 91.01% | 92.26% | 93.69% | 90.28% | 90.35% | 86.23% | 88.89% | 90.34% |
| avg mortgage rate | 6.60% | 4.70% | 3.07% | 3.32% | 4.41% | 4.61% | 4.16% | 3.88% | 4.02% |
| % 15 year fixed mortgage | 3.85% | 6.85% | 6.50% | 4.37% | 6.90% | 6.75% | 10.12% | 10.10% | 8.70% |
| avg mortgage rate | 6.06% | 3.74% | 2.51% | 2.88% | 3.85% | 4.16% | 3.47% | 3.04% | 3.33% |
| Avg credit score | 757.43 | 773.37 | 751.76 | 751.50 | 753.12 | 751.76 | 749.12 | 742.59 | 755.96 |
| Avg LTV (loan to value) | 83.12% | 82.08% | 83.85% | 85.30% | 83.10% | 83.45% | 83.13% | 85.96% | 83.91% |
| Avg DTI (debt to income) | 37.21 | 34.79 | 33.30 | 33.53 | 33.28 | 32.96 | 32.05 | 32.32 | 31.03 |
| % First time homebuyer | 41.35% | 32.12% | 23.07% | 35.19% | 31.97% | 24.76% | 29.15% | 29.29% | 24.64% |
| Avg mortgage insurance % | 16.11% | 13.60% | 14.56% | 16.58% | 13.95% | 14.33% | 14.79% | 17.54% | 14.43% |
Best Mortgage Brokers around Liberty, Mississippi 39645
For those searching for a new home in Liberty, we have compiled a list of the top mortgage brokers located in and around Liberty, Mississippi 39645 to assist you with your search.
Name
Address
Contact
Honea Realty Co.
1078 E Main St
Liberty MS 39645
(601) 657-5799
Harrison Finance Co.
863 E Broad St
Monticello MS 39645
(601) 587-4137
http://www.harrisonfinanceco.com
Auto Title Loans
504 W Broad St
Monticello MS 39645
(601) 587-0082
http://rpmlenders.com
Pioneer Credit Co.
238 W Broad St
Monticello MS 39645
(601) 587-4103
http://www.pioneercredit.net
Tower Loan
113 W Railroad Ave N
Magnolia MS 39645
(601) 783-2555
http://towerloan.com
Address
1078 E Main St
Liberty MS
Contact
(601) 657-5799
Address
863 E Broad St
Monticello MS
Contact
(601) 587-4137
http://www.harrisonfinanceco.com
Address
504 W Broad St
Monticello MS
Contact
(601) 587-0082
http://rpmlenders.com