Compare Today’s Mortgage Rates in Ludlow, Mississippi 39098
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ludlow, Mississippi 39098.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ludlow, Mississippi 39098. For a 30-year fixed loan, our calculations show that you can expect to save up to $10,933 over the lifetime of your mortgage, which translates to a monthly savings of $30 in Ludlow and other areas of Leake county.
Summary of Average Mortgages in Ludlow, Mississippi 39098
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Interactive Mortgage Rate Projections for Ludlow, Mississippi 39098
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ludlow, MS 39098. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ludlow, Mississippi 39098 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ludlow, Mississippi and around Leake county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.23% | 91.01% | 92.26% | 93.69% | 90.28% | 90.35% | 86.23% | 88.89% | 90.34% |
avg mortgage rate | 6.60% | 4.70% | 3.07% | 3.32% | 4.41% | 4.61% | 4.16% | 3.88% | 4.02% |
% 15 year fixed mortgage | 3.85% | 6.85% | 6.50% | 4.37% | 6.90% | 6.75% | 10.12% | 10.10% | 8.70% |
avg mortgage rate | 6.06% | 3.74% | 2.51% | 2.88% | 3.85% | 4.16% | 3.47% | 3.04% | 3.33% |
Avg credit score | 757.43 | 773.37 | 751.76 | 751.50 | 753.12 | 751.76 | 749.12 | 742.59 | 755.96 |
Avg LTV (loan to value) | 83.12% | 82.08% | 83.85% | 85.30% | 83.10% | 83.45% | 83.13% | 85.96% | 83.91% |
Avg DTI (debt to income) | 37.21 | 34.79 | 33.30 | 33.53 | 33.28 | 32.96 | 32.05 | 32.32 | 31.03 |
% First time homebuyer | 41.35% | 32.12% | 23.07% | 35.19% | 31.97% | 24.76% | 29.15% | 29.29% | 24.64% |
Avg mortgage insurance % | 16.11% | 13.60% | 14.56% | 16.58% | 13.95% | 14.33% | 14.79% | 17.54% | 14.43% |
Best Mortgage Brokers around Ludlow, Mississippi 39098
For those searching for a new home in Ludlow, we have compiled a list of the top mortgage brokers located in and around Ludlow, Mississippi 39098 to assist you with your search.
Hometown Lenders
7048 Old Canton Rd
Ridgeland MS 39098
(601) 914-0045
American Home Lending USA
589 Northpark Dr
Ridgeland MS 39098
(601) 899-0113
http://www.americanhomelendingusa.com
Top Flite Financial
101 Business Park Dr
Ridgeland MS 39098
(601) 368-8772
alonzo@topflitefinancial.com
PrimeLending, A PlainsCapital Company
713 S Pear Orchard Rd
Ridgeland MS 39098
(662) 892-3985
https://lo.primelending.com/gulfsouth
Residential Mortgage Corporation
309 New Pointe
Ridgeland MS 39098
(601) 605-9979
mcampbell@residentialmortgages.com
Address
7048 Old Canton Rd
Ridgeland MS
Contact
(601) 914-0045
Address
589 Northpark Dr
Ridgeland MS
Contact
(601) 899-0113
http://www.americanhomelendingusa.com
Address
101 Business Park Dr
Ridgeland MS
Contact
(601) 368-8772
alonzo@topflitefinancial.com