Compare Today’s Mortgage Rates in Raymond, Mississippi 39154
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Raymond, Mississippi 39154.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Raymond, Mississippi 39154. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,124 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Raymond and other areas of Hinds county.
Summary of Average Mortgages in Raymond, Mississippi 39154
Become a certified mortgage expert on Pureloan.com
in Raymond, Mississippi 39154
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Raymond, Mississippi 39154
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Raymond, MS 39154. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Raymond, Mississippi 39154 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Raymond, Mississippi and around Hinds county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.23% | 91.01% | 92.26% | 93.69% | 90.28% | 90.35% | 86.23% | 88.89% | 90.34% |
avg mortgage rate | 6.60% | 4.70% | 3.07% | 3.32% | 4.41% | 4.61% | 4.16% | 3.88% | 4.02% |
% 15 year fixed mortgage | 3.85% | 6.85% | 6.50% | 4.37% | 6.90% | 6.75% | 10.12% | 10.10% | 8.70% |
avg mortgage rate | 6.06% | 3.74% | 2.51% | 2.88% | 3.85% | 4.16% | 3.47% | 3.04% | 3.33% |
Avg credit score | 757.43 | 773.37 | 751.76 | 751.50 | 753.12 | 751.76 | 749.12 | 742.59 | 755.96 |
Avg LTV (loan to value) | 83.12% | 82.08% | 83.85% | 85.30% | 83.10% | 83.45% | 83.13% | 85.96% | 83.91% |
Avg DTI (debt to income) | 37.21 | 34.79 | 33.30 | 33.53 | 33.28 | 32.96 | 32.05 | 32.32 | 31.03 |
% First time homebuyer | 41.35% | 32.12% | 23.07% | 35.19% | 31.97% | 24.76% | 29.15% | 29.29% | 24.64% |
Avg mortgage insurance % | 16.11% | 13.60% | 14.56% | 16.58% | 13.95% | 14.33% | 14.79% | 17.54% | 14.43% |
Best Mortgage Brokers around Raymond, Mississippi 39154
For those searching for a new home in Raymond, we have compiled a list of the top mortgage brokers located in and around Raymond, Mississippi 39154 to assist you with your search.
Hometown Lenders
7048 Old Canton Rd
Ridgeland MS 39154
(601) 914-0045
American Home Lending USA
589 Northpark Dr
Ridgeland MS 39154
(601) 899-0113
http://www.americanhomelendingusa.com
Top Flite Financial
101 Business Park Dr
Ridgeland MS 39154
(601) 368-8772
alonzo@topflitefinancial.com
PrimeLending, A PlainsCapital Company
713 S Pear Orchard Rd
Ridgeland MS 39154
(662) 892-3985
https://lo.primelending.com/gulfsouth
Residential Mortgage Corporation
309 New Pointe
Ridgeland MS 39154
(601) 605-9979
mcampbell@residentialmortgages.com
Address
7048 Old Canton Rd
Ridgeland MS
Contact
(601) 914-0045
Address
589 Northpark Dr
Ridgeland MS
Contact
(601) 899-0113
http://www.americanhomelendingusa.com
Address
101 Business Park Dr
Ridgeland MS
Contact
(601) 368-8772
alonzo@topflitefinancial.com