Compare Today’s Mortgage Rates in Waterford, Mississippi 38685
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Waterford, Mississippi 38685.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $7,575 over the lifetime of your 30-year fixed loan, or a monthly savings of $21 in Waterford and other areas of Marshall county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Waterford, Mississippi 38685
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Interactive Mortgage Rate Projections for Waterford, Mississippi 38685
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Waterford, MS 38685. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Waterford, Mississippi 38685 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Waterford, Mississippi and around Marshall county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.62% | 92.67% | 92.58% | 91.55% | 88.80% | 90.32% | 87.39% | 86.98% | 86.67% |
avg mortgage rate | 6.48% | 4.64% | 3.05% | 3.37% | 4.44% | 4.64% | 4.19% | 3.93% | 4.07% |
% 15 year fixed mortgage | 4.48% | 5.64% | 5.87% | 7.19% | 8.47% | 8.39% | 9.87% | 10.38% | 9.38% |
avg mortgage rate | 5.68% | 3.67% | 2.42% | 2.97% | 3.79% | 4.09% | 3.43% | 3.05% | 3.29% |
Avg credit score | 749.53 | 747.56 | 746.70 | 749.71 | 748.34 | 750.79 | 750.92 | 746.19 | 750.52 |
Avg LTV (loan to value) | 80.30% | 81.80% | 84.52% | 84.82% | 83.00% | 83.02% | 82.85% | 83.79% | 83.62% |
Avg DTI (debt to income) | 36.35 | 35.45 | 34.00 | 33.33 | 33.51 | 33.88 | 33.22 | 32.75 | 31.19 |
% First time homebuyer | 37.22% | 29.01% | 30.11% | 29.22% | 28.14% | 21.45% | 19.20% | 19.87% | 17.28% |
Avg mortgage insurance % | 14.52% | 12.56% | 15.36% | 15.14% | 13.67% | 13.30% | 12.05% | 13.95% | 13.88% |
Best Mortgage Brokers around Waterford, Mississippi 38685
For those searching for a new home in Waterford, we have compiled a list of the top mortgage brokers located in and around Waterford, Mississippi 38685 to assist you with your search.
Dollar Mortgage
1073 Highway 1 S
Greenville MS 38685
(662) 332-1704
OneMain Financial
1831 Highway 1 S
Greenville MS 38685
(662) 334-2928
http://branches.onemainfinancial.com/ms/greenville/1831-highway-1-south.html
Springleaf Financial Services
2351 Highway 1 S
Greenville MS 38685
(662) 378-3172
https://www.springleaf.com/branches/MS/Greenville/38701/581
Tower Loan
523 Highway 82 E
Greenville MS 38685
(662) 334-4589
towerloan@live.com
Pagers Plus
1462 Highway 1 S
Greenville MS 38685
(662) 378-2255
cpcorp@cashplusinc.com
Address
1073 Highway 1 S
Greenville MS
Contact
(662) 332-1704
Address
1831 Highway 1 S
Greenville MS
Contact
(662) 334-2928
http://branches.onemainfinancial.com/ms/greenville/1831-highway-1-south.html
Address
2351 Highway 1 S
Greenville MS
Contact
(662) 378-3172
https://www.springleaf.com/branches/MS/Greenville/38701/581