Compare Today’s Mortgage Rates for Asheville, North Carolina

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Asheville, North Carolina 28816. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $38,161 or $106 / month in Asheville and surrounding areas of Buncombe county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Asheville, North Carolina 28816.

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Summary of Average Mortgage Terms in Asheville, North Carolina 28816

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Asheville, North Carolina 28816 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Asheville, North Carolina and around Buncombe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
% 10 year fixed mortgage 0.18% 0.55% 0.62% 0.12% 0.28% 0.30% 0.11% 0.09%
avg mortgage rate 3.96% 3.83% 2.94% 2.88% 3.22% 3.35% 3.25% 3.25%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg Combined LTV (loan to value) 75.25% 76.99% 79.30% 80.78% 81.82% 82.10% 82.22% 81.44%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Asheville, North Carolina 28816

If you’re looking to buy a new home in Asheville, we have compiled a list of the leading mortgage brokers around Asheville, North Carolina 28816 to help you with your search.

Name
Address
Contact

Ridgeview Mortgage

425 Weaverville Rd

Asheville NC 28816

(828) 658-2299

Eng Lending

302 Stoneridge Blvd

Asheville NC 28816

(828) 505-7461

Roundtable Financial Service

365 Country Club Rd

Asheville NC 28816

(828) 285-0123

info@roundtablefinancial.com

Beverly Hanks Mortgage Services

1010 Merrimon Ave

Asheville NC 28816

(828) 210-2937

relocate@beverly-hanks.com

Vision Quest Mortgage

156 Tunnel Rd

Asheville NC 28816

(828) 225-8801

Address

425 Weaverville Rd

Asheville NC

Contact

(828) 658-2299

Address

302 Stoneridge Blvd

Asheville NC

Contact

(828) 505-7461

Address

365 Country Club Rd

Asheville NC

Contact

(828) 285-0123

info@roundtablefinancial.com

News on Mortgages and Reverse Mortgages for Asheville, North Carolina 28816