Compare Today’s Mortgage Rates for Asheville, North Carolina
Pureloan searches mortgage lenders and major banks in Asheville, North Carolina 28816 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,526 or $29 / month is expected in Asheville and other areas of Buncombe county.
Pureloan’s search engine explores all home mortgage options in Asheville, North Carolina 28816, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Asheville, North Carolina 28816
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Asheville, NC 28816, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Asheville, North Carolina 28816 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Asheville, North Carolina and around Buncombe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Asheville, North Carolina 28816
If you’re looking to buy a new home in Asheville, we have compiled a list of the leading mortgage brokers around Asheville, North Carolina 28816 to help you with your search.
Name
Address
Contact
Ridgeview Mortgage
425 Weaverville Rd
Asheville NC 28816
(828) 658-2299
Eng Lending
302 Stoneridge Blvd
Asheville NC 28816
(828) 505-7461
Roundtable Financial Service
365 Country Club Rd
Asheville NC 28816
(828) 285-0123
info@roundtablefinancial.com
Beverly Hanks Mortgage Services
1010 Merrimon Ave
Asheville NC 28816
(828) 210-2937
relocate@beverly-hanks.com
Vision Quest Mortgage
156 Tunnel Rd
Asheville NC 28816
(828) 225-8801
Address
425 Weaverville Rd
Asheville NC
Contact
(828) 658-2299
Address
302 Stoneridge Blvd
Asheville NC
Contact
(828) 505-7461
Address
365 Country Club Rd
Asheville NC
Contact
(828) 285-0123
info@roundtablefinancial.com