Compare Today’s Mortgage Rates for Asheville, North Carolina
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Asheville, North Carolina 28816. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $38,161 or $106 / month in Asheville and surrounding areas of Buncombe county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Asheville, North Carolina 28816.
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Summary of Average Mortgage Terms in Asheville, North Carolina 28816
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Historical Mortgage Rates for Asheville, North Carolina 28816 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Asheville, North Carolina and around Buncombe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| % 10 year fixed mortgage | 0.18% | 0.55% | 0.62% | 0.12% | 0.28% | 0.30% | 0.11% | 0.09% |
| avg mortgage rate | 3.96% | 3.83% | 2.94% | 2.88% | 3.22% | 3.35% | 3.25% | 3.25% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg Combined LTV (loan to value) | 75.25% | 76.99% | 79.30% | 80.78% | 81.82% | 82.10% | 82.22% | 81.44% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Asheville, North Carolina 28816
If you’re looking to buy a new home in Asheville, we have compiled a list of the leading mortgage brokers around Asheville, North Carolina 28816 to help you with your search.
Name
Address
Contact
Ridgeview Mortgage
425 Weaverville Rd
Asheville NC 28816
(828) 658-2299
Eng Lending
302 Stoneridge Blvd
Asheville NC 28816
(828) 505-7461
Roundtable Financial Service
365 Country Club Rd
Asheville NC 28816
(828) 285-0123
info@roundtablefinancial.com
Beverly Hanks Mortgage Services
1010 Merrimon Ave
Asheville NC 28816
(828) 210-2937
relocate@beverly-hanks.com
Vision Quest Mortgage
156 Tunnel Rd
Asheville NC 28816
(828) 225-8801
Address
425 Weaverville Rd
Asheville NC
Contact
(828) 658-2299
Address
302 Stoneridge Blvd
Asheville NC
Contact
(828) 505-7461
Address
365 Country Club Rd
Asheville NC
Contact
(828) 285-0123
info@roundtablefinancial.com