Compare Today’s Mortgage Rates for Belmont, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Belmont, North Carolina 28012. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,871 or $25 / month in Belmont and surrounding areas of Gaston county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Belmont, North Carolina 28012.
Summary of Average Mortgage Terms in Belmont, North Carolina 28012
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs


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Interactive Mortgage Rate Projections for Belmont, NC
To forecast and predict mortgage rates in Belmont, NC 28012, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Belmont, North Carolina 28012 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Belmont, North Carolina and around Gaston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
% 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
% First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Belmont, North Carolina 28012
If you’re looking to buy a new home in Belmont, we have compiled a list of the leading mortgage brokers around Belmont, North Carolina 28012 to help you with your search.
Name
Address
Contact
Mortgage Funding
107 N Main St
Belmont NC 28012
(704) 566-9770
American General Financial Svc
6422 W Wilkinson Blvd
Belmont NC 28012
(704) 829-9898
http://www.loansfast.com
Cheshire & Dickerson Mtg
100 Glenway St
Belmont NC 28012
(704) 461-0340
Prime Solutions
126 N Main St
Belmont NC 28012
(704) 829-0089
awalker@prime-solutions.net
Address
107 N Main St
Belmont NC
Contact
(704) 566-9770
Address
6422 W Wilkinson Blvd
Belmont NC
Contact
(704) 829-9898
http://www.loansfast.com
Address
100 Glenway St
Belmont NC
Contact
(704) 461-0340