Compare Today’s Mortgage Rates for Chapel Hill, North Carolina

Pureloan searches mortgage lenders and major banks in Chapel Hill, North Carolina 27517 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,241 or $12 / month is expected in Chapel Hill and other areas of Orange county.

Pureloan’s search engine explores all home mortgage options in Chapel Hill, North Carolina 27517, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Chapel Hill, North Carolina 27517

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Chapel Hill, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chapel Hill, NC 27517, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Chapel Hill, NC

Historical Mortgage Rates for Chapel Hill, North Carolina 27517 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Chapel Hill, North Carolina and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chapel Hill, North Carolina 27517

If you’re looking to buy a new home in Chapel Hill, we have compiled a list of the leading mortgage brokers around Chapel Hill, North Carolina 27517 to help you with your search.

Name
Address
Contact

VA Mortgage Source

288 Tall Oaks Rd

Chapel Hill NC 27517

(919) 345-0749

Resmac

600 Market St

Chapel Hill NC 27517

(919) 929-9658

Jeff Speer

600 Market St

Chapel Hill NC 27517

(919) 942-4610

Blackethouse Group

600 Market St

Chapel Hill NC 27517

(919) 932-7201

http://blackethouse.com

Terrace Mortgage Company

600 Market St

Chapel Hill NC 27517

(919) 942-4610

http://www.terracemortgage.com

Address

288 Tall Oaks Rd

Chapel Hill NC

Contact

(919) 345-0749

Address

600 Market St

Chapel Hill NC

Contact

(919) 929-9658

Address

600 Market St

Chapel Hill NC

Contact

(919) 942-4610

News on Mortgages and Reverse Mortgages for Chapel Hill, North Carolina 27517