Compare Today’s Mortgage Rates for Charlotte, North Carolina

Pureloan searches mortgage lenders and major banks in Charlotte, North Carolina 28227 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $873 or $2 / month is expected in Charlotte and other areas of Mecklenburg county.

Pureloan’s search engine explores all home mortgage options in Charlotte, North Carolina 28227, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Charlotte, North Carolina 28227

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Charlotte, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Charlotte, NC 28227, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Charlotte, NC

Historical Mortgage Rates for Charlotte, North Carolina 28227 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Charlotte, North Carolina and around Mecklenburg county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Charlotte, North Carolina 28227

If you’re looking to buy a new home in Charlotte, we have compiled a list of the leading mortgage brokers around Charlotte, North Carolina 28227 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

2 First Union Ctr

Charlotte NC 28227

(704) 374-6161

http://www.wellsfargo.com/mortgage/

Fannie Mae

112 S Tryon St

Charlotte NC 28227

(704) 344-6960

http://fanniemae.com

Commercial Credit Group

212 S Tryon St

Charlotte NC 28227

(704) 731-0031

careers@commercialcreditgroup.com

Cbre/Melody & Co.

201 S College St

Charlotte NC 28227

(704) 343-2777

http://cbre.com

Household Finance Corporation

5820 E W T Harris Blvd

Charlotte NC 28227

(704) 563-0827

Address

2 First Union Ctr

Charlotte NC

Contact

(704) 374-6161

http://www.wellsfargo.com/mortgage/

Address

112 S Tryon St

Charlotte NC

Contact

(704) 344-6960

http://fanniemae.com

Address

212 S Tryon St

Charlotte NC

Contact

(704) 731-0031

careers@commercialcreditgroup.com

News on Mortgages and Reverse Mortgages for Charlotte, North Carolina 28227