Compare Today’s Mortgage Rates for Charlotte, North Carolina
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Charlotte, North Carolina 28299. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $31,784 or $88 / month in Charlotte and surrounding areas of Mecklenburg county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Charlotte, North Carolina 28299.
No suitable program is found
Summary of Average Mortgage Terms in Charlotte, North Carolina 28299
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Charlotte, North Carolina 28299
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Historical Mortgage Rates for Charlotte, North Carolina 28299 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Charlotte, North Carolina and around Mecklenburg county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| % 10 year fixed mortgage | 0.18% | 0.55% | 0.62% | 0.12% | 0.28% | 0.30% | 0.11% | 0.09% |
| avg mortgage rate | 3.96% | 3.83% | 2.94% | 2.88% | 3.22% | 3.35% | 3.25% | 3.25% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg Combined LTV (loan to value) | 75.25% | 76.99% | 79.30% | 80.78% | 81.82% | 82.10% | 82.22% | 81.44% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Charlotte, North Carolina 28299
If you’re looking to buy a new home in Charlotte, we have compiled a list of the leading mortgage brokers around Charlotte, North Carolina 28299 to help you with your search.
Name
Address
Contact
C & F Mortgage Corporation
8008 Corporate Center Dr
Charlotte NC 28299
(704) 944-3217
http://www.cfmortgagecorp.com
Atlantic Bay Mortgage Group
8701 Red Oak Blvd
Charlotte NC 28299
(704) 523-7311
Metrolina Mortgage Relief
4711 Nations Crossing Rd
Charlotte NC 28299
(704) 523-4335
U S Mortgage Group
817 E Morehead St
Charlotte NC 28299
(704) 358-8000
Walter Mortgage Company
226 Westinghouse Blvd
Charlotte NC 28299
(704) 588-6303
Address
8008 Corporate Center Dr
Charlotte NC
Contact
(704) 944-3217
http://www.cfmortgagecorp.com
Address
8701 Red Oak Blvd
Charlotte NC
Contact
(704) 523-7311
Address
4711 Nations Crossing Rd
Charlotte NC
Contact
(704) 523-4335