Compare Today’s Mortgage Rates for Charlotte, North Carolina
Pureloan searches mortgage lenders and major banks in Charlotte, North Carolina 28299 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,814 or $24 / month is expected in Charlotte and other areas of Mecklenburg county.
Pureloan’s search engine explores all home mortgage options in Charlotte, North Carolina 28299, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Charlotte, North Carolina 28299


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Charlotte, NC 28299, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Charlotte, North Carolina 28299 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Charlotte, North Carolina and around Mecklenburg county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
% 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
% First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Charlotte, North Carolina 28299
If you’re looking to buy a new home in Charlotte, we have compiled a list of the leading mortgage brokers around Charlotte, North Carolina 28299 to help you with your search.
C & F Mortgage Corporation
8008 Corporate Center Dr
Charlotte NC 28299
(704) 944-3217
http://www.cfmortgagecorp.com
Atlantic Bay Mortgage Group
8701 Red Oak Blvd
Charlotte NC 28299
(704) 523-7311
Metrolina Mortgage Relief
4711 Nations Crossing Rd
Charlotte NC 28299
(704) 523-4335
U S Mortgage Group
817 E Morehead St
Charlotte NC 28299
(704) 358-8000
Walter Mortgage Company
226 Westinghouse Blvd
Charlotte NC 28299
(704) 588-6303
Address
8008 Corporate Center Dr
Charlotte NC
Contact
(704) 944-3217
http://www.cfmortgagecorp.com
Address
8701 Red Oak Blvd
Charlotte NC
Contact
(704) 523-7311
Address
4711 Nations Crossing Rd
Charlotte NC
Contact
(704) 523-4335