Compare Today’s Mortgage Rates for Charlotte, North Carolina

Pureloan searches mortgage lenders and major banks in Charlotte, North Carolina 28299 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,574 or $24 / month is expected in Charlotte and other areas of Mecklenburg county.

Pureloan’s search engine explores all home mortgage options in Charlotte, North Carolina 28299, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Charlotte, North Carolina 28299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Charlotte, NC 28299, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Charlotte, North Carolina 28299 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Charlotte, North Carolina and around Mecklenburg county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Charlotte, North Carolina 28299

If you’re looking to buy a new home in Charlotte, we have compiled a list of the leading mortgage brokers around Charlotte, North Carolina 28299 to help you with your search.

Name
Address
Contact

C & F Mortgage Corporation

8008 Corporate Center Dr

Charlotte NC 28299

(704) 944-3217

http://www.cfmortgagecorp.com

Atlantic Bay Mortgage Group

8701 Red Oak Blvd

Charlotte NC 28299

(704) 523-7311

Metrolina Mortgage Relief

4711 Nations Crossing Rd

Charlotte NC 28299

(704) 523-4335

U S Mortgage Group

817 E Morehead St

Charlotte NC 28299

(704) 358-8000

Walter Mortgage Company

226 Westinghouse Blvd

Charlotte NC 28299

(704) 588-6303

Address

8008 Corporate Center Dr

Charlotte NC

Contact

(704) 944-3217

http://www.cfmortgagecorp.com

Address

8701 Red Oak Blvd

Charlotte NC

Contact

(704) 523-7311

Address

4711 Nations Crossing Rd

Charlotte NC

Contact

(704) 523-4335

News on Mortgages and Reverse Mortgages for Charlotte, North Carolina 28299