Compare Today’s Mortgage Rates for Charlotte, North Carolina
Pureloan searches mortgage lenders and major banks in Charlotte, North Carolina 28227 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $873 or $2 / month is expected in Charlotte and other areas of Mecklenburg county.
Pureloan’s search engine explores all home mortgage options in Charlotte, North Carolina 28227, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Charlotte, North Carolina 28227
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Charlotte, NC
To forecast and predict mortgage rates in Charlotte, NC 28227, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Charlotte, North Carolina 28227 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Charlotte, North Carolina and around Mecklenburg county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Charlotte, North Carolina 28227
If you’re looking to buy a new home in Charlotte, we have compiled a list of the leading mortgage brokers around Charlotte, North Carolina 28227 to help you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
2 First Union Ctr
Charlotte NC 28227
(704) 374-6161
http://www.wellsfargo.com/mortgage/
Fannie Mae
112 S Tryon St
Charlotte NC 28227
(704) 344-6960
http://fanniemae.com
Commercial Credit Group
212 S Tryon St
Charlotte NC 28227
(704) 731-0031
careers@commercialcreditgroup.com
Cbre/Melody & Co.
201 S College St
Charlotte NC 28227
(704) 343-2777
http://cbre.com
Household Finance Corporation
5820 E W T Harris Blvd
Charlotte NC 28227
(704) 563-0827
Address
2 First Union Ctr
Charlotte NC
Contact
(704) 374-6161
http://www.wellsfargo.com/mortgage/
Address
112 S Tryon St
Charlotte NC
Contact
(704) 344-6960
http://fanniemae.com
Address
212 S Tryon St
Charlotte NC
Contact
(704) 731-0031
careers@commercialcreditgroup.com