Compare Today’s Mortgage Rates for Charlotte, North Carolina

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Charlotte, North Carolina 28299. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $31,784 or $88 / month in Charlotte and surrounding areas of Mecklenburg county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Charlotte, North Carolina 28299.

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Summary of Average Mortgage Terms in Charlotte, North Carolina 28299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Charlotte, North Carolina 28299 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Charlotte, North Carolina and around Mecklenburg county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
% 10 year fixed mortgage 0.18% 0.55% 0.62% 0.12% 0.28% 0.30% 0.11% 0.09%
avg mortgage rate 3.96% 3.83% 2.94% 2.88% 3.22% 3.35% 3.25% 3.25%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg Combined LTV (loan to value) 75.25% 76.99% 79.30% 80.78% 81.82% 82.10% 82.22% 81.44%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Charlotte, North Carolina 28299

If you’re looking to buy a new home in Charlotte, we have compiled a list of the leading mortgage brokers around Charlotte, North Carolina 28299 to help you with your search.

Name
Address
Contact

C & F Mortgage Corporation

8008 Corporate Center Dr

Charlotte NC 28299

(704) 944-3217

http://www.cfmortgagecorp.com

Atlantic Bay Mortgage Group

8701 Red Oak Blvd

Charlotte NC 28299

(704) 523-7311

Metrolina Mortgage Relief

4711 Nations Crossing Rd

Charlotte NC 28299

(704) 523-4335

U S Mortgage Group

817 E Morehead St

Charlotte NC 28299

(704) 358-8000

Walter Mortgage Company

226 Westinghouse Blvd

Charlotte NC 28299

(704) 588-6303

Address

8008 Corporate Center Dr

Charlotte NC

Contact

(704) 944-3217

http://www.cfmortgagecorp.com

Address

8701 Red Oak Blvd

Charlotte NC

Contact

(704) 523-7311

Address

4711 Nations Crossing Rd

Charlotte NC

Contact

(704) 523-4335

News on Mortgages and Reverse Mortgages for Charlotte, North Carolina 28299