Compare Today’s Mortgage Rates for Clayton, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Clayton, North Carolina 27528. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,155 or $6 / month in Clayton and other areas of Johnston county.

Our search engine explores all home mortgage options in Clayton, North Carolina 27528, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Clayton, North Carolina 27528

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Clayton, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clayton, NC 27528, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Clayton, NC

Historical Mortgage Rates for Clayton, North Carolina 27528 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Clayton, North Carolina and around Johnston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clayton, North Carolina 27528

If you’re looking to buy a new home in Clayton, we have compiled a list of the leading mortgage brokers around Clayton, North Carolina 27528 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

505 Neuse River Pkwy

Clayton NC 27528

(919) 550-6025

http://www.wellsfargo.com/mortgage/

Prime Lending

50 Neuse River Pkwy

Clayton NC 27528

(919) 550-0902

http://www.primelending.com/

Wells Fargo Home Mortgage

1405 Executive Dr

Clayton NC 27528

(919) 553-9442

http://www.wellsfargo.com/mortgage/

Metrocities Mortgage

540 Nc Highway 42 W

Clayton NC 27528

(919) 550-7511

Imperial Acceptance

11252 US 70 Business Hwy W

Clayton NC 27528

(919) 553-5371

Address

505 Neuse River Pkwy

Clayton NC

Contact

(919) 550-6025

http://www.wellsfargo.com/mortgage/

Address

50 Neuse River Pkwy

Clayton NC

Contact

(919) 550-0902

http://www.primelending.com/

Address

1405 Executive Dr

Clayton NC

Contact

(919) 553-9442

http://www.wellsfargo.com/mortgage/

News on Mortgages and Reverse Mortgages for Clayton, North Carolina 27528