Compare Today’s Mortgage Rates for Clayton, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Clayton, North Carolina 27528. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,302 or $20 / month in Clayton and other areas of Johnston county.
Our search engine explores all home mortgage options in Clayton, North Carolina 27528, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Clayton, North Carolina 27528
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Interactive Mortgage Rate Projections for Clayton, NC
To forecast and predict mortgage rates in Clayton, NC 27528, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Clayton, North Carolina 27528 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Clayton, North Carolina and around Johnston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Clayton, North Carolina 27528
If you’re looking to buy a new home in Clayton, we have compiled a list of the leading mortgage brokers around Clayton, North Carolina 27528 to help you with your search.
Wells Fargo Home Mortgage
505 Neuse River Pkwy
Clayton NC 27528
(919) 550-6025
http://www.wellsfargo.com/mortgage/
Prime Lending
50 Neuse River Pkwy
Clayton NC 27528
(919) 550-0902
http://www.primelending.com/
Wells Fargo Home Mortgage
1405 Executive Dr
Clayton NC 27528
(919) 553-9442
http://www.wellsfargo.com/mortgage/
Metrocities Mortgage
540 Nc Highway 42 W
Clayton NC 27528
(919) 550-7511
Imperial Acceptance
11252 US 70 Business Hwy W
Clayton NC 27528
(919) 553-5371
Address
505 Neuse River Pkwy
Clayton NC
Contact
(919) 550-6025
http://www.wellsfargo.com/mortgage/
Address
50 Neuse River Pkwy
Clayton NC
Contact
(919) 550-0902
http://www.primelending.com/
Address
1405 Executive Dr
Clayton NC
Contact
(919) 553-9442
http://www.wellsfargo.com/mortgage/