Compare Today’s Mortgage Rates for Concord, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Concord, North Carolina 28025. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,969 or $25 / month in Concord and surrounding areas of Cabarrus county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Concord, North Carolina 28025.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Concord, North Carolina 28025

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Concord, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Concord, NC 28025, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Concord, NC

Historical Mortgage Rates for Concord, North Carolina 28025 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Concord, North Carolina and around Cabarrus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Concord, North Carolina 28025

If you’re looking to buy a new home in Concord, we have compiled a list of the leading mortgage brokers around Concord, North Carolina 28025 to help you with your search.

Name
Address
Contact

At Home Mortgage

279 Church St NE

Concord NC 28025

(704) 706-2920

American General Financial Svc

791 Davidson Dr NW

Concord NC 28025

(704) 786-1180

http://www.loansfast.com

On Q Financial

1028 Lee Ann Dr NE

Concord NC 28025

(704) 916-7700

http://onqconcord.com/

Terri Presutti

1028 Lee Ann Dr NE

Concord NC 28025

(704) 791-5816

http://terripresutti.onqconcord.com/

Brownstone Mortgage

181 Church St NE

Concord NC 28025

(704) 652-0831

Address

279 Church St NE

Concord NC

Contact

(704) 706-2920

Address

791 Davidson Dr NW

Concord NC

Contact

(704) 786-1180

http://www.loansfast.com

Address

1028 Lee Ann Dr NE

Concord NC

Contact

(704) 916-7700

http://onqconcord.com/

News on Mortgages and Reverse Mortgages for Concord, North Carolina 28025