Compare Today’s Mortgage Rates for Durham, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Durham, North Carolina 27722. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,814 or $24 / month in Durham and surrounding areas of Durham county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Durham, North Carolina 27722.
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Summary of Average Mortgage Terms in Durham, North Carolina 27722
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Durham, NC 27722, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Durham, North Carolina 27722 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Durham, North Carolina and around Durham county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Durham, North Carolina 27722
If you’re looking to buy a new home in Durham, we have compiled a list of the leading mortgage brokers around Durham, North Carolina 27722 to help you with your search.
Name
Address
Contact
Triangle Mortgage Solutions
520 S Duke St
Durham NC 27722
(919) 226-0801
Rbc Dain Rauscher
500 W Morgan St
Durham NC 27722
(919) 687-3794
http://rbcdain.com
Pinnacle Funding
905 W Main St
Durham NC 27722
(919) 281-0191
http://www.pinnaclefundinginc.com
Southbank
400 W Main St
Durham NC 27722
(919) 682-5531
http://southbankonline.com/
Center for Responsible Lending
302 W Main St
Durham NC 27722
(919) 956-4400
http://responsiblelending.org/
Address
520 S Duke St
Durham NC
Contact
(919) 226-0801
Address
500 W Morgan St
Durham NC
Contact
(919) 687-3794
http://rbcdain.com
Address
905 W Main St
Durham NC
Contact
(919) 281-0191
http://www.pinnaclefundinginc.com