Compare Today’s Mortgage Rates for Durham, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Durham, North Carolina 27722. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,574 or $24 / month in Durham and surrounding areas of Durham county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Durham, North Carolina 27722.

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Summary of Average Mortgage Terms in Durham, North Carolina 27722

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Durham, NC 27722, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Durham, North Carolina 27722 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Durham, North Carolina and around Durham county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Durham, North Carolina 27722

If you’re looking to buy a new home in Durham, we have compiled a list of the leading mortgage brokers around Durham, North Carolina 27722 to help you with your search.

Name
Address
Contact

Triangle Mortgage Solutions

520 S Duke St

Durham NC 27722

(919) 226-0801

Rbc Dain Rauscher

500 W Morgan St

Durham NC 27722

(919) 687-3794

http://rbcdain.com

Pinnacle Funding

905 W Main St

Durham NC 27722

(919) 281-0191

http://www.pinnaclefundinginc.com

Southbank

400 W Main St

Durham NC 27722

(919) 682-5531

http://southbankonline.com/

Center for Responsible Lending

302 W Main St

Durham NC 27722

(919) 956-4400

http://responsiblelending.org/

Address

520 S Duke St

Durham NC

Contact

(919) 226-0801

Address

500 W Morgan St

Durham NC

Contact

(919) 687-3794

http://rbcdain.com

Address

905 W Main St

Durham NC

Contact

(919) 281-0191

http://www.pinnaclefundinginc.com

News on Mortgages and Reverse Mortgages for Durham, North Carolina 27722