Compare Today’s Mortgage Rates for Fayetteville, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fayetteville, North Carolina 28314. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,327 or $15 / month in Fayetteville and surrounding areas of Cumberland county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fayetteville, North Carolina 28314.
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Summary of Average Mortgage Terms in Fayetteville, North Carolina 28314
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APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Fayetteville, NC 28314, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fayetteville, North Carolina 28314 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Fayetteville, North Carolina and around Cumberland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fayetteville, North Carolina 28314
If you’re looking to buy a new home in Fayetteville, we have compiled a list of the leading mortgage brokers around Fayetteville, North Carolina 28314 to help you with your search.
Name
Address
Contact
Beal Bank
2545 Ravenhill Dr
Fayetteville NC 28314
(910) 323-5141
http://newsouthfederal.com
Va Lending Center
5352 Yadkin Rd
Fayetteville NC 28314
(910) 822-6005
Southern Home Loans
2543 Ravenhill Dr
Fayetteville NC 28314
(910) 423-2044
Pioneer Services Military Loans
6372 Yadkin Rd
Fayetteville NC 28314
(910) 867-1347
fortbragg@pioneerservices.com
Nc Homefront Mortgage
2919 Breezewood Ave
Fayetteville NC 28314
(910) 779-0548
http://www.yourhomefrontmortgage.com
Address
2545 Ravenhill Dr
Fayetteville NC
Contact
(910) 323-5141
http://newsouthfederal.com
Address
5352 Yadkin Rd
Fayetteville NC
Contact
(910) 822-6005
Address
2543 Ravenhill Dr
Fayetteville NC
Contact
(910) 423-2044