Compare Today’s Mortgage Rates for Fletcher, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fletcher, North Carolina 28732. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,023 or $14 / month in Fletcher and surrounding areas of Henderson county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fletcher, North Carolina 28732.
Summary of Average Mortgage Terms in Fletcher, North Carolina 28732
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Fletcher, NC
To forecast and predict mortgage rates in Fletcher, NC 28732, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Fletcher, North Carolina 28732 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Fletcher, North Carolina and around Henderson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Fletcher, North Carolina 28732
If you’re looking to buy a new home in Fletcher, we have compiled a list of the leading mortgage brokers around Fletcher, North Carolina 28732 to help you with your search.
Name
Address
Contact
Dew Global Finance
225 Nathan Ct
Fletcher NC 28732
(828) 651-9309
Peace Of Mind Home Watch
177 Joe Bailey Dr
Fletcher NC 28732
(828) 338-9396
peaceofmindhomewatch@gmail.com
Springleaf Financial Services
319 Westgate Plz
Franklin NC 28732
(828) 369-6420
compliancehelpline@slfs.com
Macon Credit Co.
339 Westgate Plz
Franklin NC 28732
(828) 369-6095
info@macontax.com
Homestar Financial
131 Heritage Hollow Dr
Franklin NC 28732
(828) 524-5144
rengland@homestarfc.com
Address
225 Nathan Ct
Fletcher NC
Contact
(828) 651-9309
Address
177 Joe Bailey Dr
Fletcher NC
Contact
(828) 338-9396
peaceofmindhomewatch@gmail.com
Address
319 Westgate Plz
Franklin NC
Contact
(828) 369-6420
compliancehelpline@slfs.com