Compare Today’s Mortgage Rates for Garland, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Garland, North Carolina 28441. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $15,517 or $43 / month in Garland and other areas of Sampson county.

Our search engine explores all home mortgage options in Garland, North Carolina 28441, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Garland, North Carolina 28441

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Garland, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Garland, NC 28441, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Garland, NC

Historical Mortgage Rates for Garland, North Carolina 28441 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Garland, North Carolina and around Sampson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Garland, North Carolina 28441

If you’re looking to buy a new home in Garland, we have compiled a list of the leading mortgage brokers around Garland, North Carolina 28441 to help you with your search.

Name
Address
Contact

Hampstead Marker 90 Marina

579 Lewis Rd

Hampstead NC 28441

(910) 470-2560

Azalea Coast Mortgage

15444 US Highway 17 N

Hampstead NC 28441

(910) 270-4663

http://azaleacoast.com

Wells Fargo Home Mortgage

208 N New River Dr

Surf City NC 28441

(910) 328-1999

dana.temprano@wellsfargo.com

Alpha Mortgage At Seacoast

326 N New River Dr

Surf City NC 28441

(910) 328-1810

http://alphamortgage.com/

Lumina Mortgage Co.

208 N New River Dr

Surf City NC 28441

(910) 328-9970

http://www.luminamortgage.com

Address

579 Lewis Rd

Hampstead NC

Contact

(910) 470-2560

Address

15444 US Highway 17 N

Hampstead NC

Contact

(910) 270-4663

http://azaleacoast.com

Address

208 N New River Dr

Surf City NC

Contact

(910) 328-1999

dana.temprano@wellsfargo.com

News on Mortgages and Reverse Mortgages for Garland, North Carolina 28441