Compare Today’s Mortgage Rates for Garland, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Garland, North Carolina 28441. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $15,517 or $43 / month in Garland and other areas of Sampson county.
Our search engine explores all home mortgage options in Garland, North Carolina 28441, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Garland, North Carolina 28441
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Garland, NC
To forecast and predict mortgage rates in Garland, NC 28441, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Garland, North Carolina 28441 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Garland, North Carolina and around Sampson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Garland, North Carolina 28441
If you’re looking to buy a new home in Garland, we have compiled a list of the leading mortgage brokers around Garland, North Carolina 28441 to help you with your search.
Name
Address
Contact
Hampstead Marker 90 Marina
579 Lewis Rd
Hampstead NC 28441
(910) 470-2560
Azalea Coast Mortgage
15444 US Highway 17 N
Hampstead NC 28441
(910) 270-4663
http://azaleacoast.com
Wells Fargo Home Mortgage
208 N New River Dr
Surf City NC 28441
(910) 328-1999
dana.temprano@wellsfargo.com
Alpha Mortgage At Seacoast
326 N New River Dr
Surf City NC 28441
(910) 328-1810
http://alphamortgage.com/
Lumina Mortgage Co.
208 N New River Dr
Surf City NC 28441
(910) 328-9970
http://www.luminamortgage.com
Address
579 Lewis Rd
Hampstead NC
Contact
(910) 470-2560
Address
15444 US Highway 17 N
Hampstead NC
Contact
(910) 270-4663
http://azaleacoast.com
Address
208 N New River Dr
Surf City NC
Contact
(910) 328-1999
dana.temprano@wellsfargo.com