Compare Today’s Mortgage Rates for Garner, North Carolina

Pureloan searches mortgage lenders and major banks in Garner, North Carolina 27529 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $14,624 or $41 / month is expected in Garner and other areas of Wake county.

Pureloan’s search engine explores all home mortgage options in Garner, North Carolina 27529, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Garner, North Carolina 27529

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Garner, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Garner, NC 27529, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Garner, NC

Historical Mortgage Rates for Garner, North Carolina 27529 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Garner, North Carolina and around Wake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 91.49% 89.74% 91.32% 89.25% 92.52% 88.79% 92.54% 91.48%
avg mortgage rate 4.92% 4.68% 3.90% 3.99% 4.44% 4.11% 3.91% 4.11%
% 15 year fixed mortgage 5.41% 7.95% 5.88% 8.54% 5.73% 8.29% 5.51% 6.69%
avg mortgage rate 4.35% 3.83% 3.16% 3.13% 3.38% 3.21% 3.08% 3.46%
Avg credit score 762.44 761.64 760.09 757.04 751.73 752.31 750.78 749.63
Avg LTV (loan to value) 75.23% 77.09% 79.54% 80.82% 81.30% 82.18% 82.17% 81.98%
Avg DTI (debt to income) 33.15 32.78 31.82 32.15 34.11 33.78 34.28 34.63
% First time homebuyer 31.76% 27.65% 29.56% 35.60% 34.69% 36.71% 37.16% 33.27%
Avg mortgage insurance % 4.67% 6.77% 8.78% 10.98% 11.96% 13.17% 13.39% 12.32%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Garner, North Carolina 27529

If you’re looking to buy a new home in Garner, we have compiled a list of the leading mortgage brokers around Garner, North Carolina 27529 to help you with your search.

Name
Address
Contact

North Carolina Loans

143 US 70 Hwy E

Garner NC 27529

(919) 773-4100

Triangle Capital Mortgage

820 Benson Rd

Garner NC 27529

(919) 772-8498

Onemain Financial

1555 US 70 Hwy W

Garner NC 27529

(919) 662-0062

http://www.onemainfinancial.com/

Starkey Mortgage

5249 Raynor Rd

Garner NC 27529

(919) 772-9196

smlinfo@sml.state.tx.us

First Financial Services

141 Technology Dr

Garner NC 27529

(919) 773-8980

http://www.ffsmortgages.com

Address

143 US 70 Hwy E

Garner NC

Contact

(919) 773-4100

Address

820 Benson Rd

Garner NC

Contact

(919) 772-8498

Address

1555 US 70 Hwy W

Garner NC

Contact

(919) 662-0062

http://www.onemainfinancial.com/

News on Mortgages and Reverse Mortgages for Garner, North Carolina 27529