Compare Today’s Mortgage Rates for Gastonia, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gastonia, North Carolina 28054. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,855 or $19 / month in Gastonia and surrounding areas of Gaston county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gastonia, North Carolina 28054.
Summary of Average Mortgage Terms in Gastonia, North Carolina 28054
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Gastonia, NC
To forecast and predict mortgage rates in Gastonia, NC 28054, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gastonia, North Carolina 28054 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Gastonia, North Carolina and around Gaston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gastonia, North Carolina 28054
If you’re looking to buy a new home in Gastonia, we have compiled a list of the leading mortgage brokers around Gastonia, North Carolina 28054 to help you with your search.
Name
Address
Contact
American General Financial Svc
3036 E Franklin Blvd
Gastonia NC 28054
(704) 864-4316
http://www.loansfast.com
Equity One
2609 S New Hope Rd
Gastonia NC 28054
(704) 864-3030
http://www.equityone.com
Jt Map & Associ Ates
840 Union New Hope Rd
Gastonia NC 28054
(704) 671-2465
Wells Fargo Home Mortgage
3710 Pinecrest Dr
Gastonia NC 28054
(704) 823-0288
http://www.wellsfargo.com/mortgage/
Springleaf Financial Services
3036 E Franklin Blvd
Gastonia NC 28054
(704) 864-4316
compliancehelpline@slfs.com
Address
3036 E Franklin Blvd
Gastonia NC
Contact
(704) 864-4316
http://www.loansfast.com
Address
2609 S New Hope Rd
Gastonia NC
Contact
(704) 864-3030
http://www.equityone.com
Address
840 Union New Hope Rd
Gastonia NC
Contact
(704) 671-2465