Compare Today’s Mortgage Rates for Gastonia, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gastonia, North Carolina 28054. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,855 or $19 / month in Gastonia and surrounding areas of Gaston county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gastonia, North Carolina 28054.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Gastonia, North Carolina 28054

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Gastonia, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gastonia, NC 28054, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Gastonia, NC

Historical Mortgage Rates for Gastonia, North Carolina 28054 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Gastonia, North Carolina and around Gaston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gastonia, North Carolina 28054

If you’re looking to buy a new home in Gastonia, we have compiled a list of the leading mortgage brokers around Gastonia, North Carolina 28054 to help you with your search.

Name
Address
Contact

American General Financial Svc

3036 E Franklin Blvd

Gastonia NC 28054

(704) 864-4316

http://www.loansfast.com

Equity One

2609 S New Hope Rd

Gastonia NC 28054

(704) 864-3030

http://www.equityone.com

Jt Map & Associ Ates

840 Union New Hope Rd

Gastonia NC 28054

(704) 671-2465

Wells Fargo Home Mortgage

3710 Pinecrest Dr

Gastonia NC 28054

(704) 823-0288

http://www.wellsfargo.com/mortgage/

Springleaf Financial Services

3036 E Franklin Blvd

Gastonia NC 28054

(704) 864-4316

compliancehelpline@slfs.com

Address

3036 E Franklin Blvd

Gastonia NC

Contact

(704) 864-4316

http://www.loansfast.com

Address

2609 S New Hope Rd

Gastonia NC

Contact

(704) 864-3030

http://www.equityone.com

Address

840 Union New Hope Rd

Gastonia NC

Contact

(704) 671-2465

News on Mortgages and Reverse Mortgages for Gastonia, North Carolina 28054