Compare Today’s Mortgage Rates for Gastonia, North Carolina
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Gastonia, North Carolina 28052. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,840 or $36 / month in Gastonia and other areas of Gaston county.
Our search engine explores all home mortgage options in Gastonia, North Carolina 28052, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Gastonia, North Carolina 28052
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Gastonia, NC
To forecast and predict mortgage rates in Gastonia, NC 28052, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gastonia, North Carolina 28052 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Gastonia, North Carolina and around Gaston county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gastonia, North Carolina 28052
If you’re looking to buy a new home in Gastonia, we have compiled a list of the leading mortgage brokers around Gastonia, North Carolina 28052 to help you with your search.
Name
Address
Contact
American General Financial Svc
3036 E Franklin Blvd
Gastonia NC 28052
(704) 864-4316
http://www.loansfast.com
Equity One
2609 S New Hope Rd
Gastonia NC 28052
(704) 864-3030
http://www.equityone.com
Jt Map & Associ Ates
840 Union New Hope Rd
Gastonia NC 28052
(704) 671-2465
Wells Fargo Home Mortgage
3710 Pinecrest Dr
Gastonia NC 28052
(704) 823-0288
http://www.wellsfargo.com/mortgage/
Springleaf Financial Services
3036 E Franklin Blvd
Gastonia NC 28052
(704) 864-4316
compliancehelpline@slfs.com
Address
3036 E Franklin Blvd
Gastonia NC
Contact
(704) 864-4316
http://www.loansfast.com
Address
2609 S New Hope Rd
Gastonia NC
Contact
(704) 864-3030
http://www.equityone.com
Address
840 Union New Hope Rd
Gastonia NC
Contact
(704) 671-2465