Compare Today’s Mortgage Rates for Granite Falls, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Granite Falls, North Carolina 28630. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,165 or $12 / month in Granite Falls and surrounding areas of Caldwell county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Granite Falls, North Carolina 28630.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Granite Falls, North Carolina 28630

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Granite Falls, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Granite Falls, NC 28630, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Granite Falls, NC

Historical Mortgage Rates for Granite Falls, North Carolina 28630 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Granite Falls, North Carolina and around Caldwell county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Granite Falls, North Carolina 28630

If you’re looking to buy a new home in Granite Falls, we have compiled a list of the leading mortgage brokers around Granite Falls, North Carolina 28630 to help you with your search.

Name
Address
Contact

Creekside Finance

237 River Bend Dr

Granite Falls NC 28630

(828) 396-1185

http://creeksidefinance.com

American General Financial Svc

3072 Hickory Blvd

Hudson NC 28630

(828) 728-2911

http://www.loansfast.com

Springleaf Financial Services

2227 US Highway 70 SE

Hickory NC 28630

(828) 322-4993

compliancehelpline@slfs.com

OneMain Financial

561 US Highway 70 SW

Hickory NC 28630

(828) 324-2820

http://branches.onemainfinancial.com/nc/hickory/561-us-highway-70-sw.html

Home Credit

1419 1st Ave SW

Hickory NC 28630

(828) 304-0800

fg@fg.cz

Address

237 River Bend Dr

Granite Falls NC

Contact

(828) 396-1185

http://creeksidefinance.com

Address

3072 Hickory Blvd

Hudson NC

Contact

(828) 728-2911

http://www.loansfast.com

Address

2227 US Highway 70 SE

Hickory NC

Contact

(828) 322-4993

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Granite Falls, North Carolina 28630