Compare Today’s Mortgage Rates in Granite Falls, North Carolina 28630
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Granite Falls, North Carolina 28630.
Our search engine thoroughly explores all home mortgage options in Granite Falls, North Carolina 28630, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $13,951 in lifetime cash or $39 per month in Granite Falls and other areas of Caldwell county.
Summary of Average Mortgages in Granite Falls, North Carolina 28630
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Interactive Mortgage Rate Projections for Granite Falls, North Carolina 28630
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Granite Falls, NC 28630. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Granite Falls, North Carolina 28630 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Granite Falls, North Carolina and around Caldwell county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
% 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
% First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Granite Falls, North Carolina 28630
For those searching for a new home in Granite Falls, we have compiled a list of the top mortgage brokers located in and around Granite Falls, North Carolina 28630 to assist you with your search.
Creekside Finance
237 River Bend Dr
Granite Falls NC 28630
(828) 396-1185
http://creeksidefinance.com
American General Financial Svc
3072 Hickory Blvd
Hudson NC 28630
(828) 728-2911
http://www.loansfast.com
Springleaf Financial Services
2227 US Highway 70 SE
Hickory NC 28630
(828) 322-4993
compliancehelpline@slfs.com
OneMain Financial
561 US Highway 70 SW
Hickory NC 28630
(828) 324-2820
http://branches.onemainfinancial.com/nc/hickory/561-us-highway-70-sw.html
Home Credit
1419 1st Ave SW
Hickory NC 28630
(828) 304-0800
fg@fg.cz
Address
237 River Bend Dr
Granite Falls NC
Contact
(828) 396-1185
http://creeksidefinance.com
Address
3072 Hickory Blvd
Hudson NC
Contact
(828) 728-2911
http://www.loansfast.com
Address
2227 US Highway 70 SE
Hickory NC
Contact
(828) 322-4993
compliancehelpline@slfs.com