Compare Today’s Mortgage Rates for Halifax, North Carolina
Pureloan searches mortgage lenders and major banks in Halifax, North Carolina 27839 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $9,000 or $25 / month is expected in Halifax and other areas of Halifax county.
Pureloan’s search engine explores all home mortgage options in Halifax, North Carolina 27839, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Halifax, North Carolina 27839
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Halifax, NC
To forecast and predict mortgage rates in Halifax, NC 27839, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Halifax, North Carolina 27839 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Halifax, North Carolina and around Halifax county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 91.49% | 89.74% | 91.32% | 89.25% | 92.52% | 88.79% | 92.54% | 91.48% |
| avg mortgage rate | 4.92% | 4.68% | 3.90% | 3.99% | 4.44% | 4.11% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 5.41% | 7.95% | 5.88% | 8.54% | 5.73% | 8.29% | 5.51% | 6.69% |
| avg mortgage rate | 4.35% | 3.83% | 3.16% | 3.13% | 3.38% | 3.21% | 3.08% | 3.46% |
| Avg credit score | 762.44 | 761.64 | 760.09 | 757.04 | 751.73 | 752.31 | 750.78 | 749.63 |
| Avg LTV (loan to value) | 75.23% | 77.09% | 79.54% | 80.82% | 81.30% | 82.18% | 82.17% | 81.98% |
| Avg DTI (debt to income) | 33.15 | 32.78 | 31.82 | 32.15 | 34.11 | 33.78 | 34.28 | 34.63 |
| % First time homebuyer | 31.76% | 27.65% | 29.56% | 35.60% | 34.69% | 36.71% | 37.16% | 33.27% |
| Avg mortgage insurance % | 4.67% | 6.77% | 8.78% | 10.98% | 11.96% | 13.17% | 13.39% | 12.32% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Halifax, North Carolina 27839
If you’re looking to buy a new home in Halifax, we have compiled a list of the leading mortgage brokers around Halifax, North Carolina 27839 to help you with your search.
Name
Address
Contact
Ag Carolina Financial
419 S King St
Halifax NC 27839
(252) 583-1331
http://www.farmcredit.org
Agreeable Mortgage Company
36472 Highway 561
Hollister NC 27839
(252) 586-4443
Southern Loans
3201 S Memorial Dr
Greenville NC 27839
(252) 493-0160
home-office@southern-loans.com
Mid East Acceptance
3015 S Memorial Dr
Greenville NC 27839
(252) 756-9768
Capitol Credit
3007 S Memorial Dr
Greenville NC 27839
(252) 355-4006
greenvillenc@capitolcreditcompany.com
Address
419 S King St
Halifax NC
Contact
(252) 583-1331
http://www.farmcredit.org
Address
36472 Highway 561
Hollister NC
Contact
(252) 586-4443
Address
3201 S Memorial Dr
Greenville NC
Contact
(252) 493-0160
home-office@southern-loans.com