Compare Today’s Mortgage Rates in Hamlet, North Carolina 28345
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Hamlet, North Carolina 28345.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Hamlet, North Carolina 28345. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,798 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Hamlet and other areas of Richmond county.
Summary of Average Mortgages in Hamlet, North Carolina 28345
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Interactive Mortgage Rate Projections for Hamlet, North Carolina 28345
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hamlet, NC 28345. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hamlet, North Carolina 28345 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hamlet, North Carolina and around Richmond county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.45% | 91.88% | 90.44% | 88.98% | 88.29% | 82.89% | 84.48% | 85.16% | 85.12% |
avg mortgage rate | 6.56% | 4.71% | 3.19% | 3.57% | 4.52% | 4.70% | 4.25% | 3.97% | 4.12% |
% 15 year fixed mortgage | 3.64% | 5.91% | 7.72% | 8.86% | 9.57% | 13.60% | 12.35% | 13.17% | 12.19% |
avg mortgage rate | 5.90% | 3.77% | 2.62% | 3.07% | 3.90% | 3.91% | 3.46% | 3.24% | 3.37% |
Avg credit score | 748.44 | 750.85 | 752.73 | 755.11 | 753.53 | 756.69 | 753.50 | 768.64 | 756.71 |
Avg LTV (loan to value) | 80.54% | 81.38% | 83.07% | 83.63% | 82.84% | 80.20% | 80.80% | 80.61% | 80.76% |
Avg DTI (debt to income) | 37.85 | 35.61 | 34.07 | 34.44 | 33.51 | 33.89 | 33.89 | 33.01 | 32.98 |
% First time homebuyer | 41.52% | 28.53% | 29.17% | 31.72% | 29.09% | 24.12% | 22.57% | 24.68% | 28.51% |
Avg mortgage insurance % | 12.18% | 11.65% | 13.08% | 13.18% | 12.58% | 9.56% | 9.12% | 10.02% | 9.18% |
Best Mortgage Brokers around Hamlet, North Carolina 28345
For those searching for a new home in Hamlet, we have compiled a list of the top mortgage brokers located in and around Hamlet, North Carolina 28345 to assist you with your search.
OneMain Financial
2791 W 5th St
Lumberton NC 28345
(910) 739-9470
wecare@afsindia.com
OneMain Financial
3217 Fayetteville Rd
Lumberton NC 28345
(910) 739-3366
http://branches.onemainfinancial.com/nc/lumberton/3217-fayetteville-road.html
Springleaf Financial Services
601 N Elm St
Lumberton NC 28345
(910) 738-7201
compliancehelpline@slfs.com
Ace Cash Express
3101 Fayetteville Rd
Lumberton NC 28345
(910) 739-7590
customerservice@acecashexpress.com
National Finance Co.
2204 N Pine St
Lumberton NC 28345
(910) 738-9618
http://www.nfcmoney.com/
Address
2791 W 5th St
Lumberton NC
Contact
(910) 739-9470
wecare@afsindia.com
Address
3217 Fayetteville Rd
Lumberton NC
Contact
(910) 739-3366
http://branches.onemainfinancial.com/nc/lumberton/3217-fayetteville-road.html
Address
601 N Elm St
Lumberton NC
Contact
(910) 738-7201
compliancehelpline@slfs.com