Compare Today’s Mortgage Rates for Hamlet, North Carolina

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Hamlet, North Carolina 28345. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,428 or $12 / month in Hamlet and other areas of Richmond county.

Our search engine explores all home mortgage options in Hamlet, North Carolina 28345, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Hamlet, North Carolina 28345

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Hamlet, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hamlet, NC 28345, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Hamlet, NC

Historical Mortgage Rates for Hamlet, North Carolina 28345 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Hamlet, North Carolina and around Richmond county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hamlet, North Carolina 28345

If you’re looking to buy a new home in Hamlet, we have compiled a list of the leading mortgage brokers around Hamlet, North Carolina 28345 to help you with your search.

Name
Address
Contact

OneMain Financial

2791 W 5th St

Lumberton NC 28345

(910) 739-9470

wecare@afsindia.com

OneMain Financial

3217 Fayetteville Rd

Lumberton NC 28345

(910) 739-3366

http://branches.onemainfinancial.com/nc/lumberton/3217-fayetteville-road.html

Springleaf Financial Services

601 N Elm St

Lumberton NC 28345

(910) 738-7201

compliancehelpline@slfs.com

Ace Cash Express

3101 Fayetteville Rd

Lumberton NC 28345

(910) 739-7590

customerservice@acecashexpress.com

National Finance Co.

2204 N Pine St

Lumberton NC 28345

(910) 738-9618

http://www.nfcmoney.com/

Address

2791 W 5th St

Lumberton NC

Contact

(910) 739-9470

wecare@afsindia.com

Address

3217 Fayetteville Rd

Lumberton NC

Contact

(910) 739-3366

http://branches.onemainfinancial.com/nc/lumberton/3217-fayetteville-road.html

Address

601 N Elm St

Lumberton NC

Contact

(910) 738-7201

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Hamlet, North Carolina 28345