Compare Today’s Mortgage Rates for Harris, North Carolina
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Harris, North Carolina 28074. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,871 or $25 / month in Harris and surrounding areas of Rutherford county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Harris, North Carolina 28074.
Summary of Average Mortgage Terms in Harris, North Carolina 28074
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Harris, North Carolina 28074
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Harris, NC
To forecast and predict mortgage rates in Harris, NC 28074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Harris, North Carolina 28074 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Harris, North Carolina and around Rutherford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.73% | 90.58% | 87.98% | 90.35% | 91.42% | 88.96% | 90.74% | 90.02% |
| avg mortgage rate | 4.93% | 4.65% | 3.89% | 3.96% | 4.43% | 4.10% | 3.91% | 4.11% |
| % 15 year fixed mortgage | 7.25% | 6.79% | 8.84% | 8.31% | 7.00% | 8.94% | 7.59% | 7.75% |
| avg mortgage rate | 4.29% | 3.94% | 3.17% | 3.13% | 3.45% | 3.25% | 3.08% | 3.26% |
| Avg credit score | 761.27 | 763.22 | 764.60 | 760.55 | 754.92 | 755.11 | 755.59 | 753.00 |
| Avg LTV (loan to value) | 74.77% | 76.48% | 78.79% | 80.36% | 81.50% | 81.77% | 81.89% | 81.24% |
| Avg DTI (debt to income) | 33.03 | 32.45 | 31.92 | 32.56 | 32.84 | 33.24 | 33.38 | 34.17 |
| % First time homebuyer | 28.06% | 22.92% | 25.74% | 33.90% | 32.00% | 30.48% | 29.55% | 30.21% |
| Avg mortgage insurance % | 4.28% | 5.51% | 8.64% | 10.70% | 12.12% | 12.19% | 12.27% | 11.98% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Harris, North Carolina 28074
If you’re looking to buy a new home in Harris, we have compiled a list of the leading mortgage brokers around Harris, North Carolina 28074 to help you with your search.
Name
Address
Contact
Reverse Mortgage Solutions
9042 Scottsboro Dr
Huntersville NC 28074
(704) 464-4446
Ge Co.
9930 Kincey Ave
Huntersville NC 28074
(704) 332-0661
Imortgage
7930 W Kenton Cir
Huntersville NC 28074
(704) 990-9325
Southern States Mortgage Funding
16740 Birkdale Commons Pkwy
Huntersville NC 28074
(704) 987-6600
http://statesmortgage.com
Provident Funding
13801 Reese Blvd W
Huntersville NC 28074
(704) 992-5997
lpopp@providentmortgage.com
Address
9042 Scottsboro Dr
Huntersville NC
Contact
(704) 464-4446
Address
9930 Kincey Ave
Huntersville NC
Contact
(704) 332-0661
Address
7930 W Kenton Cir
Huntersville NC
Contact
(704) 990-9325