Compare Today’s Mortgage Rates for Harris, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Harris, North Carolina 28074. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,871 or $25 / month in Harris and surrounding areas of Rutherford county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Harris, North Carolina 28074.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Harris, North Carolina 28074

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Harris, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Harris, NC 28074, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Harris, NC

Historical Mortgage Rates for Harris, North Carolina 28074 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Harris, North Carolina and around Rutherford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Harris, North Carolina 28074

If you’re looking to buy a new home in Harris, we have compiled a list of the leading mortgage brokers around Harris, North Carolina 28074 to help you with your search.

Name
Address
Contact

Reverse Mortgage Solutions

9042 Scottsboro Dr

Huntersville NC 28074

(704) 464-4446

Ge Co.

9930 Kincey Ave

Huntersville NC 28074

(704) 332-0661

Imortgage

7930 W Kenton Cir

Huntersville NC 28074

(704) 990-9325

Southern States Mortgage Funding

16740 Birkdale Commons Pkwy

Huntersville NC 28074

(704) 987-6600

http://statesmortgage.com

Provident Funding

13801 Reese Blvd W

Huntersville NC 28074

(704) 992-5997

lpopp@providentmortgage.com

Address

9042 Scottsboro Dr

Huntersville NC

Contact

(704) 464-4446

Address

9930 Kincey Ave

Huntersville NC

Contact

(704) 332-0661

Address

7930 W Kenton Cir

Huntersville NC

Contact

(704) 990-9325

News on Mortgages and Reverse Mortgages for Harris, North Carolina 28074