Compare Today’s Mortgage Rates for Hayesville, North Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Hayesville, North Carolina 28904. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,114 or $17 / month in Hayesville and surrounding areas of Clay county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Hayesville, North Carolina 28904.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Hayesville, North Carolina 28904

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Hayesville, NC

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Hayesville, NC 28904, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Hayesville, NC

Historical Mortgage Rates for Hayesville, North Carolina 28904 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Hayesville, North Carolina and around Clay county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Hayesville, North Carolina 28904

If you’re looking to buy a new home in Hayesville, we have compiled a list of the leading mortgage brokers around Hayesville, North Carolina 28904 to help you with your search.

Name
Address
Contact

Mountain Lakes Mortgage

157 Highway 64 W

Hayesville NC 28904

(828) 389-8534

Springleaf Financial Services

893 W US Highway 64

Murphy NC 28904

(828) 837-2133

compliancehelpline@slfs.com

Carolina Farm Credit

105 Hiwassee St

Murphy NC 28904

(828) 837-7436

http://www.carolinafarmcredit.com

Farm Credit Mid-America

105 Hiwassee St

Murphy NC 28904

(828) 837-7436

murphy@carolinafarmcredit.com

Lendmark Financial Service

1500 Andrews Rd

Murphy NC 28904

(828) 837-3200

http://lendmarkfinancial.com

Address

157 Highway 64 W

Hayesville NC

Contact

(828) 389-8534

Address

893 W US Highway 64

Murphy NC

Contact

(828) 837-2133

compliancehelpline@slfs.com

Address

105 Hiwassee St

Murphy NC

Contact

(828) 837-7436

http://www.carolinafarmcredit.com

News on Mortgages and Reverse Mortgages for Hayesville, North Carolina 28904